CGN Advisors, LLC
Chief Planning Officer
Fee-Only financial planner located in Manhattan, KS, serving clients locally and across the country
Meet Justin Nichols
Justin Nichols is a fee-only financial advisor at CGN Advisors, LLC, located in Manhattan, KS.
In 2011, Justin partnered with Sheryl Garrett to launch Garrett Investment Advisors, a Fee-Only SEC registered investment advisor, with approximately 25 financial advisors located across the United States. Since 2010, Justin has taught an on-campus introductory personal finance course as an adjunct instructor at K-State. He also serves on the advisory board for K-State’s Personal Financial Planning program.
In 2007, Justin started his own financial planning and investment advisory firm, Nichols Financial Advice, a Fee-Only State of Kansas registered investment advisor. Since 2003, Justin has worked as Director of Operations of the Garrett Planning Network, a nationwide network of approximately 300 independent, Fee-Only financial advisors.
Prior to becoming a financial advisor, Justin worked as Quality Assurance Team Lead in Sprint’s Real Estate Technology group for 1 year. He also worked as a Consultant in Accenture's Communications & High-Tech market group for more than 3 years.
Justin is a CERTIFIED FINANCIAL PLANNER™ professional, having completed the requirements for certification in 2007. In order to maintain his certification, Justin is required to complete 30 hours of continuing education every 2 years. As a CFP® certificant, Justin also adheres to the CFP Board’s Code of Ethics and Professional Responsibility and Financial Planning Practice Standards. Justin is also a NAPFA-Registered Financial Advisor. A NAPFA-Registered Financial Advisor is a financial planner who has earned the CERTIFIED FINANCIAL PLANNER™ certification, is a NAPFA recognized practitioner, Fee-Only, and who meets NAPFA’s rigorous standards.
Justin is a graduate of K-State’s College of Business Administration with a Bachelor of Science in Finance.
In the past Justin has served as Board Member for the Flint Hills Financial Literacy Council (Manhattan, KS). He has also served as Treasurer for the Garrett Financial Education Alliance, a non-profit financial education foundation (Shawnee Mission, KS). He has also served as Financial Coach through the United Methodist Church of the Resurrection’s Stewardship Ministry (Leawood, KS).
Justin lives with his wife, Edee, and sons, Nate and Luke, in Manhattan, KS. He enjoys jogging, golfing and snow skiing and helping with his sons’ church, 4-H and sports activities.
Justin's own personal financial mantra is: Work hard to earn a good living. Give generously. Protect you and your loved ones. Save early and often. Spend the rest to enjoy life!
Justin Nichols is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Professional Designations & Affiliations
Justin Nichols is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Contact Justin Nichols
1107 Hylton Heights Road
Manhattan, KS 66502