Lauren Smith


Hopwood Financial Services

Director of Financial Planning

Lauren Smith


Hopwood Financial Services

Director of Financial Planning

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Lauren Smith, CFP®

Fee-Only financial planner located in Reston, VA, serving clients locally and across the country

Lauren Smith is a Reston, VA fee-only financial planner. Hopwood Financial Services, Inc. provides comprehensive financial planning and investment management to help high net worth individuals, businesses, and institutions organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Lauren Harvey is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Lauren Smith (formerly Harvey) joined Hopwood Financial in 2019 and is a CERTIFIED FINANCIAL PLANNER™ professional. Having successfully served as a support advisor, Lauren rose to Director of Financial Planning. She graduated magna cum laude from Virginia Tech where she studied Finance with a concentration in Financial Planning. Lauren is a member of the Financial Planning Association as well as The National Association of Personal Financial Advisors (NAPFA).

Lauren enjoys traveling, hiking, and cheering on the Washington Capitals and Virginia Tech Hokies in her free time. She lives with her husband, Zach, and their adorable dog Ozzy.

Lauren Smith is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Hopwood Financial Services is an independent fee-only investment management and financial planning firm. Our clients include high net worth individuals, businesses and institutions. We exist for one reason: To provide our clients with financial peace of mind.

Our Principles

Fiduciary and Full Disclosure – We are legally bound to a higher standard as a fiduciary to act in the best interest of our clients. Our compensation is simply a fully disclosed fee for our services and nothing more, thereby removing almost all potential conflicts of interest. We objectively recommend what we believe is the best solution for our clients and have no incentive to push a particular product or service. If you do well, we do well.

Empathy and Compassion – We truly care about our clients and treat them the way we would want to be treated.

Superior Service – We strongly believe that the lost art of world-class service is crucial to a successful and continuing relationship. By consistently delivering on our promises, we strive to meet and exceed your expectations.

Risk Conscious – While we seek superior returns over time, we also remain very sensitive to your risk tolerance. Whether investment related or a general financial planning issue, our approach is to constantly balance the risk factors involved with the potential rewards.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Lauren Smith

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Office Locations:

  • 10740 Parkridge Boulevard
    Suite 150
    Reston, VA 20191

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