RS Crum Inc.
Director of Financial Planning
RS Crum Inc.
Director of Financial Planning
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Patrick Stark, CFP®
Fee-Only Financial Planner and Director of Financial Planning in Newport Beach, CA serving clients nationwide
Patrick Stark serves as the lead advisor for a number of the firm’s clients and is also RS Crum’s Director of Financial Planning.
Pat joined the firm in 2011 after spending over 20 years in the aerospace and technology industries, where he held a variety of positions in program management, engineering, operations management, and plant management.
Well-versed in all aspects of financial planning, Pat works closely with all of our advisors while handling a wide array of financial planning issues for clients. He is a member of both the Financial Planning Association (FPA) and the National Association of Personal Financial Advisors (NAPFA). Pat serves on the advisory board of UCLA’s Personal Financial Planning program and is a frequent guest speaker at UCLA financial planning classes. Pat also provides financial counseling to military personnel and their families during various phases of deployment and reintegration.
Mr. Stark has a Bachelor of Science in Chemical Engineering from U.C. Davis, a Certificate in Personal Financial Planning from UCLA, and a series 65 Investment Adviser license from the NASAA.
Pat was born in Colorado but has lived most of his life in California. He grew up in a small town called Paradise (yes, Paradise!) about 100 miles North of Sacramento. After attending college in Davis, he moved to Southern California and currently lives in Long Beach with his wife and son.
Pat enjoys running, swimming, biking, skiing, beach volleyball, and pretty much anything that gets him outside. He and his family love visiting national parks and have great memories of Yellowstone, Death Valley, Yosemite, Zion, and Joshua Tree. A lifelong Raiders fan, he still reminisces about their Super Bowl seasons and has nightmares of the infamous “Tuck Rule” game.
Patrick Stark is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
RS Crum is a fee-only financial planning and investment management firm located in Newport Beach, California serving clients in Orange County, surrounding areas, and across the country. RS Crum specializes in providing objective financial advice to help clients manage, grow, and protect their assets during their working lives and through retirement. As fiduciary consultants, we prefer to serve our clients – not sell to them.
The RS Crum story goes back to 1976 when our founder, Richard S. Crum, established one of the first fee-only financial advisory firms in the country, which was an innovative and bold move given the commission-fueled world of investments that was prevalent at the time. Mr. Crum was on to something special and today, over 40 years later, RS Crum’s commitment to providing objective, professional financial advice has never wavered.
Over the years we have worked hard to build an environment that is both flexible and comfortable for our clients while maintaining a high priority on the details. We have grown as a result, but have done so carefully to make sure we have the right people in place to deliver an exceptional and highly personalized wealth management experience.
Based in Newport Beach, California, R.S. Crum, Inc. is an independent Registered Investment Advisor. With nearly $400 million in assets under management, RS Crum is regulated by the Securities and Exchange Commission.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Patrick Stark is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Patrick Stark is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Patrick Stark is a Member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Patrick Stark is Quoted in Investor's Business Daily: "Planning To Retire? It's Time To Deal With These 4 Shocking Costs"
Pat Stark, Director of Financial Planning at RS Crum, joins host Kent Smetters on Your Money (SiriusXM)
Patrick Stark is Quoted in the Wall Street Journal: "How to Handle a Large, Unexpected Medical Bill"
Patrick Stark is Quoted on FinancialAdvisorIQ: "Vanguard Mounts Hiring Push Amid Service 'Hiccups'"
Patrick Stark is Quoted in Investor's Business Daily: "Do This When Clients Insist On Do-Gooder Investment Options"
Patrick Stark is Quoted on CNN Money: "Where should I stash my down payment savings?"
Patrick Stark is Quoted in US News and World Report: "How to Avoid Tanking Your Portfolio in Retirement"
Patrick Stark is Quoted on CNBC: "Pros and cons of paying off mortgages before retirement"
Patrick Stark is Quoted in Forbes: "Many Parents Now Saddled With Thousands In Their Kids' Student Loans"
Patrick Stark is Quoted in US News and World Report: "10 Questions to Ask Financial Advisors"
Patrick Stark is Quoted on CNBC: "Boomers: Take a page from Daffy Duck and his stash of gold"
Patrick Stark is Quoted in the New York Times: "Health Savings Accounts: Don’t Leave Money on the Table"
Patrick Stark is Quoted on Bloomberg: "Are Young Americans Ashamed of Their Debt?"
Patrick Stark is Quoted on CNBC: "The pros, cons of using target-date funds in 401(k) plans"
Patrick Stark is Quoted on Yahoo Finance: "The pros and cons of using target-date funds in 401(k) plans: Advisors"
Patrick Stark is Quoted in US News and World Report: "5 Things to Know About College Financial Aid and Spending"
Contact Patrick Stark
4 Upper Newport Plaza Dr.
Newport Beach, CA 92660