Dunston Financial Group
Fee-Only financial planner located in Denver, CO, serving clients locally and across the country
With more than five years of experience helping individuals, families, and business owners with their unique financial planning needs, Ryan thrives on creating customized financial plans that help clients meet their financial objectives. Ryan strives to develop strong, trusting relationships with every client he serves, and he views every relationship as an opportunity to serve.
In addition to being a CERTIFIED FINANCIAL PLANNER™ practitioner, Ryan is a graduate of the University of Missouri, St. Louis, and holds a BSBA in Finance. During college, Ryan worked as a research/planning intern at a small registered investment advisory firm, and he developed a passion for personal financial planning. Ryan later went on to become a key team member for an investment advisory firm that managed more than $16 billion in client assets.
Prior to college, Ryan served four years in the U.S. Army as an Infantryman. Serving two deployments in Iraq, Ryan earned the Combat Infantryman Badge. Because of his service in the U.S. military, Ryan is passionate about working with military and veteran families.
Ryan loves spending time with his wife, Stephanie, and their pets: Blue (dog) and Buttons (cat). Ryan also likes the outdoors, and especially enjoys skiing, hiking, and cycling. He is an avid St. Louis Blues fan and, like all native St. Louisans, he enjoys Cardinal’s baseball. Ryan is also a free agent football fan (former St. Louis Rams’ fan) and is excited to now live in Broncos Country.
Ryan Bowman is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Dunston Financial Group is a privately owned, independent financial planning and wealth management firm. This means that we are not affiliated with any one company, and our business model is not predicated on the sale of proprietary financial products. This model is very different from that of most financial advisors who are expected to sell their company’s proprietary investment and insurance products. As an independent Registered Investment Advisor registered in the state of Colorado, Dunston Financial Group is able to offer the independent advice and solutions that our clients deserve.
Dunston Financial Group is a fee-only financial planning and Registered Investment Advisory (RIA) firm. This means that we never earn sales commissions, kick-backs, referral fees, or sales bonuses that result from the sale of insurance or investment products. As a fee-only Registered Investment Advisor, the Securities and Exchange Commission holds us to a “fiduciary” standard. This means that we are mandated to always place our clients’ best interests above our own. This fiduciary standard stands in contrast to the much lower sales “suitability” standard to which most financial advisors are held. By charging flat, hourly, or percentage-based fees based on a client’s net worth and financial complexity, our advice is never driven by sales commissions, and we are instead paid much like our clients’ CPAs and Attorneys, something which positions us to provide unbiased and objective advice.
Financial services professionals take a variety of approaches to offering financial advice. Some focus on one area of a client’s finances, others focus on two or three. It is our experience at Dunston Financial Group, however, that all aspects of one’s financial life are interwoven to some degree. Effective financial planning, therefore, cannot be done without taking a comprehensive approach that takes into account one’s entire financial picture. Often it is not until one looks at this “big picture” that one’s financial goals and strategies come into focus. Financial planning is more than investing, and it is also more than asset preservation. When choosing a financial planner, it is imperative that one choose a CERTIFIED FINANCIAL PLANNER™ professional who has the training and expertise to provide comprehensive wealth management and financial planning solutions.
THE CFP® DIFFERENCE
At Dunston Financial Group, you will always work with a CERTIFIED FINANCIAL PLANNER™ practitioner. As a result, you can rest assured that you will be working with a competent and ethical financial advisor. Prior to earning the right to use the CFP® certification trademarks, CERTIFIED FINANCIAL PLANNER™ professionals must meet the requirements of the “Four E’s”.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Ryan Bowman is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Ryan Bowman is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Contact Ryan Bowman
1624 Market St
Denver, CO 80202