Spencer D. Crow


Financial Engines®

Financial Advisor

Spencer D. Crow


Financial Engines®

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Spencer D. Crow, MS, CFP®, MPAS®, CRPC®, AWMA, AAMS®, CFS

Fee-Only CERTIFIED FINANCIAL PLANNER™, NAPFA- Registered Financial Advisor, Dave Ramsey Smartvestor Pro and Senior Vice President of Financial Planning at Financial Engines® in San Antonio, Texas.

Spencer Crow is a San Antonio, TX fee-only financial planner. Financial Engines® provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Spencer Crow is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Spencer Crow is a Fee Only Financial planner in San Antonio, TX and serves the Texas Hill Country including all of San Antonio, New Braunfels, Boerne and beyond to assist clients in meeting their financial goals. Spencer Crow is a NAPFA-Registered Financial Advisor.

  • Joined Financial Engines in 2011.
  • Successfully completed the FINRA Series 7 and 66 Licenses
  • Master Planner Advanced Studies (MPAS®)
  • Chartered Retirement Planning CounselorSM (CRPC®)
  • Accredited Wealth Management AdvisorSM (AWMA®)
  • Accredited Asset Management SpecialistSM (AAMS®)
  • Certified Fund Specialist (CFS®)
  • NAPFA-Registered Financial Advisor
  • Dave Ramsey Smartvestor Pro
  • Member of the Financial Planning Association (FPA®) and The National Association of Personal Financial Advisors (NAPFA)
  • Master's Degree in Personal Financial Planning - College for Financial Planning
  • Bachelor's degree in Mass Communication - Texas State University - San Marcos
  • Enjoys fishing, hunting, skiing, traveling and scuba diving
  • Married to Lauryn. Spencer and Lauryn attend Northern Hills United Methodist Church and have two daughters; Peyton and Paisley.

As a Fee-Only CERTIFIED FINANCIAL PLANNER™, NAPFA- Registered Financial Advisor, Dave Ramsey Smartvestor Pro and Senior Vice President of Financial Planning at Financial Engines® in San Antonio, Texas, I am passionate about helping my clients get to and through a successful retirement. To me, nothing is more fulfilling than helping others succeed in their financial goals and giving their families an opportunity to secure a better life.

Your trust is everything; my goal is to make sure you understand how your money is being invested so you can be confident in our strategy and approach, freeing you up to focus on enjoying life and provide peace of mind knowing that you are working with someone that cares about your finances as much as you do.

You can’t get anywhere in life without a plan. That is why it is my mission to deliver comprehensive, goals-based, fee-only, personal financial planning. It takes a unique perspective to combine all of your assets into one view – not just to see them all, but to make sense of them all. I will provide a view not just into your retirement savings, but also Social Security, insurance, estate planning, college, health care - the full picture - all while putting your best interests first as I will always act as a loyal fiduciary.

When we meet, we will have conversations about your financial goals and working toward the retirement you want. We'll discuss your overall portfolio and your probability of reaching your retirement goals based on your current approach, as well as the changes you can make to your Social Security claiming strategy, investments, savings rate or expectations that will improve the likelihood of achieving those goals. If this common sense approach to investing and financial planning makes sense to you, please give me call me at (210) 826-9400 to schedule a free, no-obligation consultation today!

Spencer D. Crow is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Financial Engines is America’s largest independent registered investment advisor (RIA) with over $140B under management. We help people achieve greater financial clarity by providing comprehensive, goals- based financial planning and professional investment management and advice. Headquartered in Sunnyvale, CA, Financial Engines was co-founded in 1996 by Nobel Prize-winning economist William F. Sharpe. We currently offer financial help to more than nine million people across over 700 companies (including 146 of the Fortune 500). Our unique approach, combined with powerful online services, dedicated advisors and personal attention, promotes greater financial wellness and helps more Americans to meet their financial goals.

Our investment advisors develop personalized investment plans based on each person’s unique situation and financial goals. Plus, they accept no incentives, commissions or benefits from fund companies, so the advice is always objective. As an SEC Registered Investment Advisor, our advisors are held to the fiduciary standard. The fiduciary standard of care requires that a financial adviser act solely in the client’s best interest when offering personalized financial advice.

Our national radio show, Investing Sense™,  every weekend in 60+ markets around the country. Investing Sense™ is also available anytime online at https://www.investingsense.com/ every Saturday, Investing Sense hosts Andy Smith and Bob Richards each bring a different perspective as they talk about the financial and retirement topics that are on your mind – whether it’s your 401(k), managing investments and taxes for your IRA, dealing with market ups and downs or bouncing back from life’s curveballs.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning
  • Estate planning
  • Insurance Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation
  • Ongoing Asset Management

Professional Designations & Affiliations

Contact Spencer D. Crow

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Office Locations:

  • 555 E. Basse Road
    Suite 206
    San Antonio, TX 78209

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