CFA, CFP®, MBA
Fee-Only Investment Advisor serving Orlando, FL area and the SE U.S. with approximately $1.7 billion in assets under management.
Steve Curley serves as the firm’s Chief Investment Officer (CIO) and is a Principal within the firm. His duties include providing leadership and direction to WaterOak Advisors. Steve specializes in investment management while providing guidance to select private wealth clients. As CIO, Steve chairs the firm’s Investment Committee and is responsible for all of the firm’s investment strategies. Steve is the lead Fund Manager for the WOA All Asset Mutual Fund.
Prior to WaterOak, Steve served as a Portfolio Manager at CNLBancshares.
Steve was born and raised in Central Florida where he currently resides with his wife and two children. Steve serves as a board member of the CFA Society of Orlando.
His educational background consists of a MBA from University of Central Florida and a B.A. in Finance from University of North Florida. Steve holds the Series 65 license, is a CFA® Charterholder (CFA), CERTIFIED FINANCIAL PLANNER™ professional (or CFP® professional) and is a NAPFA-Registered Financial Advisor.
WaterOak Advisors has been named Barron's Top 100 Independent Advisor: 2017
Stephen Curley is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Since the firm's inception in 1997, Water Oak Advisors has delivered independent and objective advice implemented with institutional caliber investment solutions. Our belief was that the only way to truly be objective was to have a firm that is completely Fee-Only. As well, our investment strategies are designed in the same fashion as many of the country's largest endowments, foundations and pension plans. Our team of trusted financial advisors provide investment management to a select group of high net-worth clients, including:
Top 100 Independent Advisor (2017)
Since we are a Fee-Only firm, we do not participate in any of the following fee or investment arrangements:
We do not sell insurance or annuities
We do not participate in soft or hard dollar arrangements
We do not participate in revenue share in any of the investments we use
*Barron’s “Top 100 Independent Advisors” is based on the quality of the advisors practices, including client retention and compliance record, contribution to the firms profitability, and the volume of assets overseen by the advisors and their teams.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Stephen Curley is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Stephen Curley is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Contact Stephen Curley
145 Lincoln Avenue
Suite A (Headquarters)
Winter Park, FL 32789