Stephen Dygos

CFP®, CPWA®

Schwarz Dygos Wheeler Investment Advisors LLC

Financial Advisor

Stephen Dygos

CFP®, CPWA®

Schwarz Dygos Wheeler Investment Advisors LLC

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Stephen Dygos, CFP®, CPWA®

Fee Only Financial Planner Located in Minneapolis, MN and Serving Clients Nationwide

Stephen Dygos is a Minneapolis, MN fee-only financial planner. Schwarz Dygos Wheeler Investment Advisors LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Stephen Dygos is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

As the co-founder and principal of Schwarz Dygos Wheeler Investment Advisors LLC, a Minneapolis-based fee-only wealth management firm, I help high-achieving professionals as well as pre- and early-retirees achieve their financial goals.


These clients place a high value on my ability to understand the complexities in their life circumstances and create a personalized financial plan and investment strategy that aligns with their unique goals, values, and priorities.

 

What’s more, they recognize and appreciate my commitment to acting as a fiduciary at all times on their behalf.  As part of my fiduciary commitment, I engage in a highly consultative relationship with my clients to help ensure they have clarity around their financial situation and fully understand how and why recommendations are being made. 

 

Because of this alignment with clients’ interests, my firm meets the stringent qualifications required to become a NAPFA-registered firm. NAPFA (National Association of Personal Financial Planners) is the nation’s premier group of fee-only financial professionals. Less than 2% of advisors nationwide meet the qualifications to be part of this elite group. 
 

My investment philosophy is rooted in evidence-based financial science. I take an academic approach to portfolio management and eschew predictive methodologies that may add risk without substantive evidence of consistent additional return.  This evidence-based approach includes the use of Dimensional or DFA funds, index funds, and other low cost investments.  

 

If you would like financial advice and investment management that’s beyond the reach of the average investor, please get in touch at dygos@sdwia.com or 612-355-4364.

Stephen Dygos is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Since our founding in 2008, a major goal has been to continuously improve the service our clients receive. Whether through cutting edge performance reporting or the latest financial planning software, we are constantly finding ways to improve. In addition, we are among relatively few financial firms that have access to Dimensional (or DFA) Funds; investments that draw on the research of Nobel Prize winning economists.

We believe that the best advice is completely aligned with your objectives - without any conflicts of interest. Our services are best suited for those with $1 million or more to invest.

Stephen Dygos is the firm's NAPFA member. If you would like to learn more about us, please contact Stephen directly at dygos@sdwia.com, or call him at 612.355.4364.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Investment management
  • Financial Planning
  • Retirement planning
  • Social Security strategies
  • Tax planning
  • IRA distribution planning
  • IRA transfers, 401k rollovers
  • Stock option analysis

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Stephen Dygos is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Stephen Dygos is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Stephen Dygos

Please enter your name
Please enter a valid 10 digit US phone number in the format xxx-yyy-zzzz
Please enter a valid email address
Please leave a message for the advisor.
Please verify that you aren't a robot.
There was an issue sending your message. If this issue persists, please contact support.
Your message has been successfully sent to the advisor. Please allow some time for a reply.

Office Locations:

  • 50 S. 6th Street #1405
    Minneapolis, MN 55402

Outdated Browser Detected!

If you're seeing this message, it's because the web browser you're using to access our site is much older and no longer supported. Due to privacy and safety concerns, we don't allow older browsers to access our site. In order to access WhyFiduciary.com, please use a newer browser, like Internet Explorer 10 or above, Google Chrome, or Mozilla Firefox.

Download a newer browser