BlueSky Wealth Advisors, LLC
Associate Wealth Advisor
Fee-Only financial planner located in New Bern, NC, serving clients locally and across the country
Steve Horstmann is a New Bern, NC fee-only financial planner. BlueSky Wealth Advisors provides comprehensive financial planning and wealth management to help medical practictioners, small business owners, successful professionals and retirees organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Steve Horstmann is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Steve Horstmann is an Associate Wealth Advisor located in New Bern. He actively formulates and implements standard financial planning strategies and manages day-to-day client advisory needs. Steve has a genuine desire to learn about the individual ambitions and goals that drive clients. His background in counseling helped make the transition into wealth advising a natural progression.
Steve attended Virginia Military Institute before transferring to Texas Tech University where he earned his Bachelor of Arts, BA in English Language and Literature. He continued his education at Texas Tech and received his Master of Science, MS in Personal Financial Planning. Steve is a candidate for the CFP® certification and an active member in the Financial Planning Association
What do you enjoy most about being a part of BlueSky?
The opportunity to make a beneficial impact on the lives of the clients. I also love the team atmosphere here. Everyone is so passionate about putting the clients’ interests ahead of their own. It’s also a place where continuous learning and evolving are greatly encouraged, and that’s very important to me.
What does "improving the quality of our clients' lives" mean to you?
To me it means helping to remove much of the complexity and worry from their financial lives. It means clients are sleeping better at night because they’re not consumed with fear and doubt about whether or not they’ll be able to achieve their life dreams and goals. It starts with the awareness that there exists a path to their goals and that they don’t have to figure out the journey on their own. At BlueSky, we walk the path with you.
What keeps you busy when you are not working?
I love spending time outdoors and working out. If I’m at home, I like to spend my free time playing (or trying to play) guitar, reading, or watching Philadelphia sports teams.
As a young man, David L. Blain, CEO of BlueSky Wealth Advisors, was always working hard to earn extra money by cutting grass, delivering newspapers, laying sod, or paving roads. With the help of his father, he invested those hard-earned dollars and, as he watched his money grow, developed a passion for investing. David’s self-guided study of finance continued even as his main focus was on his engineering courses at West Point and later leading soldiers as an officer in the U.S. Army.
Eventually, as he became more financially successful, David looked for assistance from investment, real-estate and tax professionals. To his dismay, he found a world of confusing titles, service models and fee structures. Not only that, David was underwhelmed by the level of expertise and personal service available to someone who wasn’t ultra-wealthy. He simply could not understand why it was so difficult to find a firm that provided honest, high-quality, reliable advice for a fee that was transparent and reasonable.
As soon as David left the military in 1999, he joined the National Association of Personal Financial Advisors (NAPFA) and started D.L. Blain and Co., (originally Blain Investment Counsel) becoming one of only a handful of firms in the nation that offered comprehensive financial services on a fee-only basis. D.L. Blain and Co. had its genesis in providing a service to clients in the way David wanted to be served when he was looking for an advisor.
A few years later, after earning the prestigious Chartered Financial Analyst (CFA) designation in 2003, David and his wife were able to fulfill their dream of living on the water by moving to New Bern, North Carolina. As they began their lives on the coast, David’s passion for offering financial solutions on a fiduciary basis was met with great success. Soon, it was clear to him that he needed to create a plan in case something happened to him so that his clients would not be adversely affected. He knew the best way to accomplish this was to build an elite team of advisors and support personnel who could deliver the same level of service while guaranteeing there would always be more than one person accountable for their needs.
David started by creating a client service department. This ensured that he and other advisors could focus on the clients’ planning and investment needs, not time-consuming paperwork and processes. Then, over the span of several years, he continued to hire highly-credentialed advisors from all over the country, creating an extremely skilled advisory team.
In the summer of 2013, David was presented with an opportunity he knew would position BlueSky to improve the financial lives of many more people; D.L. Blain & Co. would acquire Pleasanton Financial Advisors in Pleasanton, California. The former owners chose David’s firm over several other offers because they were impressed by the similarities of the two companies, and the unique and distinctive perspectives they shared on advising clients on investment and financial affairs.
As the firm began this exciting new chapter, David felt he needed a new name that would better describe the optimistic future of the firm, so he changed the name to BlueSky Wealth Advisors. Then, two years later, another incredible opportunity came along allowing the acquisition of a second fee-only firm, LifeStream Financial, in Santa Clara, California.
Today, BlueSky Wealth Advisors continues to thrive, finding new and innovative ways of bringing fee-only financial services to successful individuals and families all over the world. This success is fueled by the commitment we have to helping our clients improve their lives through the application of financial planning and investment strategies while addressing the unique circumstances and goals of each individual and family we proudly serve.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Steve Horstmann is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
BlueSky Wealth Advisors, LLC is an Approved Dimensional Funds Advisor
Dimensional Fund Advisors is a leading global investment firm that has been translating academic research into practical investment solutions since 1981. Guided by a strong belief in markets, the firm builds and implements strategies to help clients pursue higher expected returns. An enduring philosophy, strong client commitment, and deep working relationships with the academic community underpin Dimensional’s approach to investing and form the foundation for new strategies.
Contact Steve Horstmann
2131 S. Glenburnie Road
New Bern, NC 28562
1735 N. 1st Street
San Jose, CA 95122
1811 Santa Rita Road
Pleasanton, CA 94566