Steven Thalheimer
CFP®, BA, MA
Thalheimer Financial Planning, LLC
President
Steven Thalheimer
CFP®, BA, MA
Thalheimer Financial Planning, LLC
President
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals and make the best financial decisions possible. - Steven Thalheimer, CFP®, BA, MA
Fee-Only Financial Advisor serving the Washington, DC area from an office in Silver Spring, MD
Steven Thalheimer is a Silver Spring, MD fee-only financial planner. Thalheimer Financial Planning, LLC provides holistic financial planning and investment management services to help individuals and families grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Steven Thalheimer is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Steven Thalheimer, CFP®, is the founding principal of Thalheimer Financial Planning, a financial planning and Registered Advisory firm headquartered in Silver Spring, MD. The firm specializes in providing integrated, holistic Fee-Only financial planning and investment management services to individuals and families.
Steve founded Thalheimer Financial Planning in 2000. He has worked in Fee-Only financial planning since 1996 when he joined the staff of an established financial planning and wealth management firm. Before entering the field of financial planning, Steve worked in international economic development for 12 years, most of that time with the U.S. Peace Corps, both in the United States and abroad.
Steven Thalheimer is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Thalheimer Financial Planning, LLC is a financial planning and Registered Investment Advisory firm headquartered in Silver Spring, MD. The firm specializes in providing Fee-Only financial planning services and investment management to middle-income individuals and families.
As a Fee-Only financial planning firm, we are compensated directly and only by our clients. We do not receive commissions from the sale of investments or insurance products, and so have no third-party influences. We can thus be completely objective in our recommendations. We put your interests first and work solely for you.
Financial Planning is for everyone, not just the very wealthy. We develop and implement financial plans that integrate goal setting, cash flow, debt reduction, risk management, education, retirement, income tax and estate planning with savings and investments. We have been helping clients in the DC area gain control over their financial lives and achieve their goals and dreams for over 15 years and empower our clients with the knowledge they need to make informed financial decisions as they work towards their life goals.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Goal Setting and Prioritization
- Retirement Planning
- Insurance, Tax and Estate Planning
- Cash Flow & Budgeting
- Investment Management
- No-Load, Low-Cost, Tax-Efficient Passive/Index Investment Strategies
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Life Transitions
- Novice Investors
- Middle Income Clients
- Sudden Money Situations
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Steven Thalheimer is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Steven Thalheimer is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Thalheimer Financial Planning, LLC is an Approved Dimensional Funds AdvisorDimensional believes an advisor can work closely with you to understand your financial needs and provide a range of wealth management services, while encouraging the discipline essential to long-term investment success. Financial advisors who work with Dimensional operate independently from Dimensional and vary in the extent to which they use Dimensional funds.
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Thalheimer Financial Planning Named Washington, DC’s Best Financial Advisers: Fee-Only Financial Planners for the Seventh Time
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Steven Thalheimer is Quoted in AARP Magazine: "Time-Honored Financial Advice With a Twist"
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Steven Thalheimer is Quoted in AARP Magazine: "Tips for Retiring on Social Security Alone"
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Steven Thalheimer is Quoted on HomeFree Home Modification: "Tips for Retiring"
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Steven Thalheimer is Quoted in the Wall Street Journal: "Before They Were Financial Advisers: Three Pros Share Career-Switch Tips"
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Steven Thalheimer is Quoted on FinancialAdvisorIQ: "Advisors Shouldn’t Sugarcoat Hard Truths"
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Steven Thalheimer is Quoted on DC Bar: "Financial Finesse: When Shrinking Assets Require New Fiscal Strategies"
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Steven Thalheimer is quoted in Newsweek: "HOW TO PROTECT YOURSELF FINANCIALLY--AT ANY AGE"
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Steven Thalheimer is Quoted in The Washington Post: "What's the secret to a good personal credit rating?"
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Steven Thalheimer is Quoted in The Seattle Times: "Where to stash $10,000"
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Steven Thalheimer is Quoted in the Chicago Tribune: "Loss of job demands quick financial assessment, action"
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Steven Thalheimer is Quoted in Financial Advisor Magazine: "Socially Conscious Investing Proliferates"
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Steven Thalheimer is Featured in The Baltimore Sun: "Invest time in creating a regular savings plan"
Contact Steven Thalheimer
Office Locations:
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8403 Colesville Road
Suite 1100
Silver Spring, MD 20910
