Ted Toal

CFP®

RCS Financial Planning

Financial Advisor

Ted Toal

CFP®

RCS Financial Planning

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Ted Toal, CFP®

410-224-0097

Fee-Only financial planner located in Annapolis, MD, serving clients locally and across the country

Meet Ted Toal

Ted entered into financial services 20+ years ago; but stepped out of the mainstream financial sector when he became aware of the aggressive tactics peddled by many firms.
Seventeen years ago Ted started his own firm to offer a positively focused alternative for his clients. He believes that managing your money and investments should be uncomplicated. These values form the basis of RCS Financial’s services.


Ted resides in Davidsonville, MD with his wife of 20 years, three sons, and their English yellow lab Finn. In his spare time he enjoys coaching youth football and CrossFit, and is active with the Cystic Fibrosis Foundation.

Ted Toal is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Ted Toal is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

Contact Ted Toal

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Office Locations:

  • 130 Admiral Cochrane Drive
    Suite 200
    Annapolis, MD 21401

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