Ted Toal

CFP®

Rockwood Wealth Management

Financial Advisor

Ted Toal

CFP®

Rockwood Wealth Management

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Ted Toal, CFP®

(410) 224-0097

Fee-Only financial planner located in Annapolis, MD, serving clients locally and across the country

Ted Toal is a Annapolis, MD fee-only financial planner. Rockwood Wealth Management provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ted Toal is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Ted began his career with a well known Wall Street firm where he provided financial planning for clients. However, he quickly realized that there was an inherent conflict between the goals of the firm and the goals of his clients. Ted realized that only by becoming an Independent Financial Planner, could he provide the high quality level of advice and service that his clients deserved. This realization led to the creation of Ted's former firm, Toal & Associates, LLC.

As a senior partner of Rockwood Wealth Management, Ted takes a comprehensive approach to wealth management. He sees his role as helping people make well-informed decisions in their financial life and investment plans-providing them with greater financial independence, peace of mind and security.

Ted graduated from Towson University with a Bachelor of Science degree and received his Certificate in Financial Planning from Florida State University's Center for Professional Development. Ted Toal is a CERTIFIED FINANCIAL PLANNER™ Practitioner. Ted values community service and is an active supporter of the Cystic Fibrosis Foundation.

When he's not working, Ted enjoys spending time with his wife, Joyce, and their three sons.

Ted Toal is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Fee–Only Financial Planning & Investment Management - Annapolis, MD.

Everyone has dreams and concerns in their financial life. Perhaps it's:

  • Funding a retirement without any compromises in your lifestyle
  • Paying for your children's college education
  • Structuring your investments to provide a competitive return while controlling your overall risk
  • Ensuring your estate is passed as you wish  

Whatever your dreams and concerns are, you want advice. Advice that is non-biased and objective, based only on your needs. Rockwood Wealth Management is the answer.

Rockwood Wealth Management is an Independent, Fee–Only Financial Planning and Investment Management firm located in Annapolis, Maryland and serves the Baltimore–Washington DC Metro area.

Our Difference

Independence
We work for and represent you, the client. As Fee-Only Financial Advisors, our only objectives are to provide superior service to our clients, based solely on your goals and needs while developing and maintaining an ongoing, long–term relationship.

Our Mission
At Rockwood Wealth Management, our mission is simple: to provide personalized financial planning and investment advice that minimizes our clients' financial concerns and maximizes their security. Ted Toal, CFP® and partner at Rockwood Wealth Management, understands that every client has unique needs. Our role is to help you make smart, well-informed decisions about your financial life and investments - providing you with greater financial independence, peace of mind, and security.

To take control of your financial future, contact Ted Toal, CFP® at Rockwood Wealth Management today.

Rockwood Wealth Management has locations in New Hope, Pennsylvania and Annapolis, Maryland.


Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Ted Toal is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Ted Toal is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Ted Toal

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Office Locations:

  • 130 Admiral Cochrane Drive
    Suite 200
    Annapolis, MD 21401

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