Keystone Financial Consulting
Fee-Only financial planner located in Evansville, IN, serving clients locally and across the country
Had he not found college physics to be boring, he might not have ever become a wealth planner. Initially Terry pursued an engineering degree, but lacked enthusiasm for the physics classes in his major. When he switched colleges and changed majors, the pieces began to fall into place. He discovered an aptitude for accounting, and after graduation found himself drawn to financial planning. This desire eventually led Terry to earn the CERTIFIED FINANCIAL PLANNER™ certification and then pursue a Master of Science in Financial Services, and each day he uses this knowledge to help families find that healthy balance between today and tomorrow.
“I enjoy being face-to-face with our clients, and I like being able to explain the more technical aspects, explain how their strategy works,” says Terry. “We like it when clients walk away feeling they received a lot of value, that we’ve used their resources effectively.”
As a man with a strong, faith-filled Christian background, Terry devotes a good bit of his free time toward music ministry in his church, New Life Church in Newburgh. Terry and his wife Paula share their talents through singing and playing guitar (Terry) and keyboards (Paula) and are sometimes joined by their three children in this endeavor. They also like to spend time as a family outdoors, visiting Holiday World and Paoli Peaks, riding bikes, hiking, and swimming.
Terry’s Area of Expertise:
Terry and Paula assist with the music program on Sundays at their church, he on the guitar and she on keyboards as they both sing. The couple lives in Newburgh and has three children, Ryan, Lena and Tera. The family enjoys softball/baseball, volleyball, hiking and riding their bikes.
Terry Prather is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
The Keystone process begins with YOU…
Keystone Financial Consulting – a division of Payne Wealth Partners – offers customized services for successful families and individuals who want to achieve and maintain financial security.
Our first priority is learning what’s important to you. Then, our team of professionals develops a specific plan for you and works in partnership with you to accomplish your goals. You can count on your Keystone team to provide an ongoing, proactive, personal relationship that focuses solely on serving your needs. Our fee-only structure confirms our commitment to putting our clients first.
Why Keystone Financial Consulting?
Keystone Financial Consulting focuses on serving successful families and individuals who want to attain and maintain the financial security necessary to live their best lives. Payne Wealth Partners created the Keystone division to address the need for a service team and a process specifically designed for clients who want financial security. These clients have different goals and need different solutions than our Payne Wealth Partners’ clients who have already attained very-high levels of wealth. Keystone clients are successful people who recognize the value of partnering with trusted professionals to map out and execute a relevant plan for financial independence.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Terry Prather is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Terry Prather is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Terry Prather is a Chartered Financial Consultant® (ChFC®)
Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.
Contact Terry Prather
601 N Cross Pointe Blvd
Evansville, IN 47715