The Mather Group
Managing Director, Wealth Management
The Mather Group
Managing Director, Wealth Management
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Tim Kober, CFP®
Fee-Only financial planner located in Beaverton, OR, serving clients locally and across the country
Tim Kober is a Beaverton, OR fee-only financial planner serving clients locally and throughout the Portland area. The Mather Group provides comprehensive, ongoing financial planning and investment management to help clients navigate the various stages of life. As a fee-only, fiduciary, and independent financial advisor, Tim Kober is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Prior to becoming a Managing Director, Wealth Management, Tim Kober founded Cedar Financial Advisors in 2007 with the mission to help individuals and families integrate their life, their money, and their values. He joined The Mather Group in October 2022 with the acquisition of Cedar Financial Advisors, LLC, where he served as a Partner.
Prior to founding Cedar Financial Advisors, Tim spent 18 years as a Director of Strategic Planning and other Senior Management positions at Intel Corporation. He earned a Bachelor of Science in Engineering from California State University, Northridge. Tim has served as a volunteer leader within the National Association of Personal Financial Advisors, including chairing the NAPFA National Board of Directors in 2016–2017. He also holds a CERTIFIED FINANCIAL PLANNER™ designation.
Tim Kober is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
The Mather Group, LLC (TMG) is one of the fastest-growing independent, fee-only registered investment advisory firms in the country, offering comprehensive financial planning services with our clients’ best interests in mind. We find cost-effective investment strategies, and clients pay for our professional financial advice.
TMG is a federally registered investment adviser with a fiduciary duty to our clients. That means we have a legal obligation to always act in their best interest. When clients choose TMG, we work to mitigate any potential conflicts of interest regarding how their money is managed and where their money is held. Our main concern is working to ensure the best interest of our clients is always met, while creating longevity in our relationships. Our financial professionals do not hold brokerage licenses, are not compensated by selling products, and do not earn commissions—which means we do not incentivize ourselves at our clients' expense. Our fees are always disclosed in our firm’s public disclosure documents, so there are no hidden fees.
What we're doing differently is educating investors on what the fiduciary responsibility really means, at a time when it's more important than ever.
Our services include:
• Financial planning
• Retirement planning
• Tax planning
• Estate planning
• Investment management
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Tim Kober is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Tim Kober is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Tim Kober is Quoted on Business Wire: "The Mather Group Acquires Portland-Area Firm, Cedar Financial Advisors"
Tim Kober Presented a Webinar for MoneyQuotient: "MQ In Action"
Tim Kober is Featured in Financial Advisor Magazine: "Tim Kober To Head NAPFA"
Tim Kober is Quoted in Financial Planning Magazine: "How mid-career women could reshape the advisory industry"
Tim Kober is Quoted in US News and World Report: "The Ideal Retirement Age, and Why You Won't Retire by Then"
Tim Kober is Quoted in the Pittsburgh Post-Gazette: "New fiduciary rules have financial advisors training, retiring"
Tim Kober is Quoted on Oregon Live: "How to adjust state and federal withholding separately"
Tim Kober is Quoted on BankRate.com: "5 ways to save money in retirement"
Tim Kober is Quoted on Kiplinger: "7 Ways Your Money Will Never Be the Same"
Contact Tim Kober
3853 SW Hall Blvd
Beaverton, OR 97005