Total Wealth Planning
Carmel, IN based Fiduciary Financial Planner serving clients locally and nationwide using a deep-comprehensive and integrated wealth management approach.
Total Wealth Planning is a fee-only financial planning firm in Carmel, IN serving clients locally and across the country.
Total Wealth Planning provides a comprehensive view of your financial life and all the factors that go into life planning. What this means to you is help with personal decision making and putting a date on things. We help you with financial planning and investment management while taking into consideration tax planning, professional moves, children, retirement planning, healthcare and other important priorities.
It’s about life planning and gaining more comfort with your long-term financial security.
5 reasons to “Choose Total Wealth Planning” when thinking about your finances, your wealth, and your future goals.
William M. Howell is both a Certified Financial Planner™ and a Certified Public Accountant. He has more than 25 years of fee-only experience working with investment portfolios designed for individuals, pension plans and non-profit groups. Bill also has extensive experience working with individuals in all areas of personal financial planning. In addition, he has served in several executive management positions with Indiana-based firms throughout his career.
He is a member of and has held leadership positions in the Indiana CPA Society including the Leadership Cabinet and the Personal Financial Planning Committee. Bill was an early member of the National Association of Personal Financial Planners (NAPFA) and served as the Midwest Regional Coordinator. He is a long-time member of the American Institute of Certified Public Accountants (AICPA) and its Personal Financial Planning section. Bill is a Cornerstone Advisor Council member within the Central Indiana Community Foundation. He has also served on the board of directors for the Noblesville-based Shepherd’s Center of Hamilton County Indiana.
Bill is an active member and Elder of his church and established an endowment plan which has helped dozens of charitable organizations in the metro area. He is also an avid landscape photographer.
William Howell is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
We are passionate about providing the very best guidance possible for making certain our clients will achieve their lifetime goals and objectives and realize financial peace of mind. We are committed to serving in your best interest foremost as is required in a truly-pure fiduciary advisory relationship, which unfortunately is much too often not the case in the financial services industry.
Founded in 1989, Total Wealth Planning (formerly Financial Management Group) is a fee-only compensated wealth management firm, independently owned and operated by a team of trusted and uniquely experienced professionals. Each professional working with our clients is a multi-credentialed advisor with either a CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and/ or an Advanced Degree. Combined, our advisors have over 100 years of experience working with clients.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Tax and Estate Planning
- College Education Planning
- Retirees and Near Retirees
- Business Owners and Executives
- Sudden Money Situations
- Mid-Career Professionals
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
William Howell is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
William Howell is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
William Howell is a Certified Public Accountant (Learn More)
Certified Public Accountants are licensed by the state and authorized by the state to practice public or private accounting. CPA licensing requirements are state specific, but typically include a bachelors degree with additional accounting coursework, successful completion of the Uniform CPA Exam, work experience, successful completion of an approved ethics course, and ongoing continuing education.
Contact William Howell
11495 North Pennsylvania St.
Carmel, IN 46032