Benjamin  Martinek

Benjamin Martinek

| CFP®, EA

Bona Fide Finance LLC


Contact Me

Fee-Only Financial Planner located in Bismarck, ND - working virtually so that we are able to meet at various times with ease and convenience, regardless of location


  • Fee-Only Financial Planning
  • Financial Review
  • Hourly Fee Consultations
  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Estate Planning
  • Insurance Services
  • College Education Planning
  • 401(k) and IRAs
  • Business Planning
  • Employee Benefits


Visit Us

319 Willow Ln
Bismarck, ND 58504

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Benjamin Martinek is a Bismarck, ND Fee-Only Financial Planner serving Bismarck and clients across the country. Bona Fide Finance LLC specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Benjamin Martinek is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

The fourth of nine children, Ben grew up in rural Indiana. Early in life, he felt strongly moved to serve others and thus attended seminary, graduating with a Bachelor of Arts in philosophy and classical languages. Having once considered an academic career, he continued his philosophy studies and obtained a master’s degree. Upon realizing the challenges with the job market in academia, he sought other career paths, some of which included construction and truck driving–in fact, Ben and his wife Deb spent the first few years of their marriage as team over-the-road truck drivers, logging over 600,000 miles in the “lower 48,” visiting every metropolitan area and traveling over 90% of the Interstate in the US!—before deciding that financial planning should be the focus of his talents and career efforts. You can read more about their trucking adventures here.

Ben works hard, but he also relishes in the fruit of his labor. In addition to his studies pertaining to finance and philosophy, he also likes to garden, hike, make home improvements, and woodwork. He and his wife live in Bismarck, ND, are involved in their local Catholic parish and recently welcomed their first child in August 2015. Ben relaxes by grilling, smoking a pipe, and canoeing the Missouri River.


Bona Fide Finance is the working man and woman’s financial planner:
we cater to young professionals and growing families between the ages of 25-45.

Philosophy Behind the Name

The name “Bona Fide Finance,” Latin for “in good faith,” is no accident. We do not know the future. Though many have tried mightily to penetrate this veil, all of us are limited in this regard. The best any of us can do, then, is be adequately prepared for the myriad options that may take place, keeping in mind at all times that as domesticated as our current living is, it still retains the element of “being wild.”

“The real trouble with this world of ours is not that it is an unreasonable world, nor even that it is a reasonable one. The commonest kind of trouble is that it is nearly reasonable, but not quite. Life is not an illogicality; yet it is a trap for logicians. It looks just a little more mathematical and regular than it is; its exactitude is obvious, but its inexactitude is hidden; its wildness lies in wait.”
G. K. Chesterton, Orthodoxy, pp 149-150

Thus, we seek to act in good faith, hoping for the best, but recognizing that we too are left alongside the client awaiting the unknown. At Bona Fide Finance, we accept that we cannot predict the future, but we also make the promise in good faith that each client will be best suited for what may come according to the standards of good finance and good sense.