Jennifer L. Davidson| CFP®, CPA
Milestone Financial Planning, LLC
- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Elder Care Issues
- Estate Planning
- Charitable Giving and Trusts
- Planning for Business Owners
- Middle Income Client Needs
- Tax Planning and Preparation
Bedford, NH 03110
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Jennifer Davidson is a Fee-Only Financial Planner and Tax Professional serving the areas of Westford, Groton, Dunstable, North Chelmsford, Chelmsford (MA), Bedford, Nashua, Hollis, Hudson, Brookline (NH), Ogunquit, Wells & York (ME) as well as many other areas. Milestone Financial Planning, LLC. specializes in providing objective financial planning to help clients build, manage and protect their assets through life's transitions.
Milestone Financial Planning, LLC was created by the merger of WJM Financial, LLC of Bedford, NH and Milestone Financial Planning, Inc. of Dunstable MA in February 2016. Jean Fullerton and Jennifer L. Davidson provide a full service investment management, financial and tax planning experience. They are supported by an Executive Assistant and a Client Services Manager.
Jennifer L. Davidson, CPA MSFP CFP - Owner and Senior Advisor
Jennifer has been working with individuals and small businesses for her entire career, starting in 1991. Jennifer spent 4 years working as an auditor and tax accountant for a regional CPA firm, and then another 3 years as the Chief Financial Officer for a large nonprofit organization before starting her own CPA firm in 1999 (now Jennifer L Davidson CPA PC) and Milestone Financial Planning, Inc. in 2003.
Jennifer earned her Masters of Science in Financial Planning with High Distinction from Bentley University and the designation of Certified Financial Planner™ practitioner from the Certified Financial Planner Board of Standards, Inc. in 2003. She earner her Bachelor of Business Administration Cum Laude from the University of Massachusetts - Amherst in 1991 and received a certificate of achievement for passing the CPA exam at the first sitting.
Jennifer is a registered advisor with the National Association of Personal Financial Advisors (NAPFA) and a member of the American Institute of Certified Public Accountants, the Massachusetts Society of Certified Public Accountants and the Financial Planning Association.
"Will your money outlive you, or will you outlive your money?"
At Milestone Financial Planning (MFP), we help you answer this question by providing fee-only investment management and financial planning services. Our mission is to help you achieve your goals.
At MFP, you will work directly with Jennifer L. Davidson, CPA MSFP CFP or Jean Fullerton CFP and also be supported by their team of associates. Jennifer is a Certified Financial Planner and a Certified Public Accountant and has been working with individuals and small businesses her entire career. Jean is also a Certified Financial Planner and has been working with individuals for over 13 years. MFP has a fiduciary responsibility to its clients. We incorporate expert tax advice into our financial planning, as taxes are an integral part of any financial planning decision. This is an important distinction between our service offering and what other advisors offer. We also coordinate your plan with other professionals outside our firm at your direction - estate planning attorneys, insurance agents, real estate brokers, etc., to assist you with implementing our financial planning recommendations.
Our value to you, in excess of our cost to you, is 1) estate/financial planning and the creation/maintenance of a goal-focused (not market-driven) portfolio 2) long-term historical perspective (markets rise 3/4 of the time; expect short-term falls of an average of 30% every 5 years) and 3) behavioral counseling. Consider us your big mistake insurance.
All wealth is created from hard work, thrift and initiative. This is why most inherited wealth is gone within one generation. If you want your created or inherited net worth to last, you need to implement, monitor and update a financial plan. In today's complicated environment of investments, taxes, laws and regulations, this can be incredibly difficult without professional assistance.
We offer ongoing services to clients who are looking for an in-depth relationship with an advisor who will have an understanding of their unique circumstances at all times; who will handle the complexity of cash flow planning and investment management integrated with tax and estate issues throughout the years and who will proactively contact them when financial regulations change or opportunities become available.
As a result, our service is not suitable for short term or hourly engagements that cannot take advantage of our style of client service.
We will accept a client in any state in the USA. Currently, we are licensed in MA, NH, ME & TX, but will comply with all licensing and registration requirement of all states, as necessary.