Teresa Christensen| CFP®
Coats Financial Planning
- Fee-Only Model
- Comprehensive Financial Planning
- Investment Management
- Medium to High Net Worth Needs
- Retirement Planning
- Education Planning
- Business Owners & Executives
- Financial Goal Setting
- Tax Planning
Louisville, KY 40223
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Teri Christensen, a Certified Financial Planner TM practitioner, shares the belief that financial planning isn’t just for the wealthy. People in all stages of life and income levels can benefit from unbiased, objective advice. As part of Coats Financial Planning, Teri establishes a fiduciary relationship with each client.
Teri’s personal experience with the value of Fee-Only financial planning after the birth of her first son encouraged her to follow her desire to serve others as a personal financial planner. She was pleased to be able to rejoin Coats Financial Planning as a Financial Planner after passing the Certified Financial Planner TM exam in July 2010.
“My husband and I were facing an entirely new financial situation with a dependent and one income when I opted to stay home after my first son was born. While financially educated, I was aware that I did not have all of the tools I needed to adequately prepare our family for our future.”
During the last ten years Teri, through her family, has experienced many of the issues facing clients today, including career change, retirement, the institutionalization and death of a parent due to Alzheimer’s, and a sibling with a life-threatening illness.
“While the CFP® education process gave me the tools to analyze the ‘black and white’, my family history allows me to understand the non-logical, emotional aspects of financial decisions facing clients.”
Teri, a native of Louisville, has lived in multiple states and Germany as a result of her father’s military career. She currently resides in Elizabethtown with her husband, two sons, one dog, and one cat. She holds a Finance degree and an MBA from the University of Louisville.
A pioneering firm in Louisville to offer fee-only financial planning and investment advice, after over 15 years in business, Coats Financial Planning, Inc. today serves clients in Kentucky, Indiana and a dozen other states and offers a staff of three dedicated and qualified financial advisors, all of whom are CFP® professionals. We provide an independent, objective review of your financial situation, and seek a long-term ongoing relationship to help you meet your financial goals.
We think our firm is unique and here are several of the primary reasons to partner with us:
We put the interests of the client first in everything we do 100% of the time. No exceptions. Make sure any advisor you hire will put that pledge in writing (other than NAPFA firms, few will).
We are financial planners first. For instance, we emphasize tax planning as a way we can add significant value for a client at most any stage in life. Nothing obscure, just solid knowledge and application of the tax code and an understanding of how the client tax situation is likely to change over time.
For those approaching retirement or already there, we offer rare expertise at crafting a retirement strategy that pulls all your retirement resources into a cohesive plan that is tax-efficient, sustainable and optimal for what is likely a multi-decade retirement period.
On the investment side, we focus on low cost, tax-efficient and highly transparent investments and we maintain a long-term focus without the folly of trying to time the markets.
We hope you will go to our website at www.coatsfinancialplanning.com to learn more about our firm.