Adam Sclafani
CFP®, CRPC®
Rodgers & Associates
Financial Advisor
Adam Sclafani
CFP®, CRPC®
Rodgers & Associates
Financial Advisor
Joining Rodgers & Associates gave me a chance to become part of a team that values my contributions and welcomes new ideas. I believe the firm encourages team members to help each other and know that this will ultimately result in delivering the best service possible to our clients. - Adam Sclafani, CFP®, CRPC®
Fee-Only financial planner located in Lancaster, PA, serving clients locally and across the country
Adam Sclafani is a Lancaster, PA fee-only financial planner. Rodgers & Associates provides retirement planning through comprehensive financial planning, investment management, and tax planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Adam Sclafani is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Adam Sclafani joined Rodgers & Associates in 2019 after graduating from Temple University with a bachelor’s degree in Business Administration. The Great Recession of 2008–2009 sparked his interest in becoming a financial adviser. His interest turned into a passion as he realized that economic events affect everyone, and many need guidance.
Adam chose to specialize in retirement planning because it is such a crucial phase of life and mismanaging it can be disastrous. Mistakes can create hardships for people who are attempting to optimize their retirement. He enjoys being able to help free up time in clients’ lives so they can pursue whatever they want in retirement. They’ve worked hard, and he recognizes that it is very rewarding for them to not have to worry about finances. In college, Adam learned about the core areas of financial planning and was surprised by how interconnected everything really was once he entered retirement planning. An action in one part of your strategy can negatively impact other goals. Unless you are well versed in all aspects of retirement planning, you can end up with some unpleasant surprises.
Adam majored in Financial Planning at Temple University and worked as a tutor for introductory finance courses at the Fox School of Business. He passed the CFP® Certification Examination in 2019. He was born and raised in Lancaster County, and is glad to be serving a community he considers home. He is always excited to learn something new or try something different and feels that this is the best way to develop and grow as a person. When he is not developing retirement plans for clients, you might find him playing golf with friends, watching football, and learning about history.
Adam Sclafani is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Your retirement is more than just life after your career. It’s your time to lead the lifestyle you want – for the rest of your life.
Retirement means becoming – and remaining – financially independent.
At Rodgers & Associates, we focus specifically on the needs and concerns of high-net-worth investors who are retired or expect to retire within five years.
We assist our clients in all aspects of investment, tax, risk management, retirement, and estate planning.
What You Can Expect From Us
You expect a retirement built just for you and your unique circumstances . . . and that’s what we deliver. Coordinating your investments, taxes, and estate plans is what makes us unique from sales reps and brokers. This added value, coupled with our ongoing monitoring of your financial life, we believe makes the difference between having peace of mind and succumbing to the financial stress that unpleasant surprises can bring.
That’s why before we develop your wealth strategy, our financial planners dedicate a great deal of time doing something we believe so many sales reps and brokers stopped doing a long time ago:
Listening
Listening to your goals . . . your dreams and your financial situation. And as we listen, we begin to understand what your vision is for your retirement. This understanding enables your Rodgers & Associates financial planner to build solutions that bring your vision to life. With a written plan in hand – and attention paid to any course corrections along the way – we implement and execute a strategy to move you toward your long-term financial goals.
How We Work
Ongoing Financial Advice
We provide our clients with ongoing advice and analysis. We establish a review schedule, usually once a quarter, and contact our clients to schedule their review for them. We consistently monitor the investments in our clients’ portfolios to make sure they continue to perform to our standards.
Investment Performance
We believe that a well-defined process will provide improved investment performance for our clients. We evaluate an investment’s performance against its peer group on a regular basis. If appropriate, after considering taxes and other possible expenses, we change from under-performing investments to similar ones that meet our performance criteria.
Comprehensive Financial Planning
Having a relationship with a Rodgers & Associates financial planner means you won’t need to worry that your investment decisions may surprise you at tax time. In addition to investment advice and asset management, you can count on us to provide objective tax planning and review, and estate planning advice. We’ll also work with you to answer your questions regarding your insurance programs, debt management and refinancing options, charitable giving, planning for a child’s or grandchild’s education, or even whether to buy or lease your next vehicle.
Asset Protection
At Rodgers & Associates, all client assets are held by an independent custodian to ensure your safety. We never take possession of your money and currently use TD Ameritrade and Fidelity (both members of FINRA and SIPC) as our primary custodians.
Financial Risk Management
Our recommendations are based on clients’ goals, and we build portfolios to meet those goals, minimizing risk where possible. Because we don’t accept commissions, we don’t have any incentive to offer higher-risk products. We use bonds and CDs to seek to reduce volatility for our clients.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Adam Sclafani is a NAPFA AssociateThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Adam Sclafani is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Adam Sclafani is a Member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Adam Sclafani is a Chartered Retirement Planning Counselor℠ (Learn More)The Chartered Retirement Planning Counselor℠ or CRPC® designation is a premier retirement planning credential. The CRPC® program covers all aspects of the retirement process in a single comprehensive program with no product or advising biases.
Contact Adam Sclafani
Office Locations:
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2025 Lititz Pike
Lancaster, PA 17601
