Adrienne Ross
CFP®, ChFC®, AFC®
Clear Insight Financial Planning, LLC
Founder
Adrienne Ross
CFP®, ChFC®, AFC®
Clear Insight Financial Planning, LLC
Founder
If you could do anything, what would it be? Financial planning is a collaborative process to help you live life on your terms, to build a life aligned with your purpose. It answers the questions of what, why, and how. - Adrienne Ross, CFP®, ChFC®, AFC®
Fee-Only financial planner located in Spokane, WA, serving clients locally and across the country
Adrienne Ross is a Spokane, WA independent Certified Financial Planner(R). Clear Insight Financial Planning, LLC provides comprehensive financial planning and investment management to help Gen X clients organize, grow and protect their assets through life’s transitions. We do our best work helping military retirees, Veterans, and federal retirees as they navigate major life transitions. Always a fiduciary. Independent. Compasionate. Holistic.
Adrienne Ross offers financial planning with the heart and soul of a counselor.
Always a fiduciary. That means you come first, and I act in your best interest at all times. It means I owe you a duty of loyalty and a duty of care that may not be subordinated. It means we will work together, we will create a customized plan for your unique life.
My own financial journey started as a young military spouse with two young children. Military life comes with it's own unique challenges and opportunities. It seemed like we were always on the move, from North Carolina to East Asia to Europe and back. It was up to me to plan for my family’s financial future during my husband's many deployments and TADs. I started by learning everything I could about finances and financial planning to de-mystify the whole process. I shared my knowledge with other military families as we all navigated an endless series of significant life changes. There’s an adage, “A rising tide floats all boats.” I found this to be true when it comes to financial planning. Over the past fifteen years, service to others became a passion, a mission, and a profession. That journey continues today, with my promise to always act as a fiduciary, be transparent with my fees, and put your interests first. Together we can get through any challenge.
MY QUALIFICATIONS:
(Yep, I am a money super nerd.)
- CFP® Professional- Certified Financial Planner®
- ChFC®- Chartered Financial Consultant®
- AFC®- Accredited Financial Counselor® (2020 Financial Counselor of the Year)
Adrienne Ross is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
At Clear Insight Financial Planning, I specialize in helping those experiencing major life transitions. Many of my clients are fellow GenXers who feel they missed the boat on retirement planning or who are redirecting their lives. These complex challenges require focused, adaptable, and empathetic financial advice. My clients know that I will meet them where they are and always put their interests first. Regardless of your age, family, or financial situation my mission is to help you build financial security and freedom.
Financial planning is not only about managing money. It’s about your life. At CIFP, I am here to help you navigate the complicated emotions associated with money so you can reach your goals, care for your loved ones, and build a great life. Everyone deserves a fiduciary advisor to provide reliable, expert advice tailored to your unique life circumstances. I embraced being a fiduciary before it was cool and have been a fee-only financial planner from day one. That means I always put your interests first.
Being a military spouse taught me to be adaptable, agile and determined as I navigated the many changes of our life. Now I help individuals and families navigate their own life transitions, whether changing careers, sending our kids out into the world, or figuring out how to support our parents while still living our life and planning for retirement.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Military Pensions and Veteran's Benefits
- Federal Employee Pensions and Benefits
- Student Loans, Post 9-11 GI Bill, College Planning
- Tax Planning
- Military Medical Providers
Ideal Clients
- Veterans and Military Families
- Federal Retirees
- Near Retirees/Life Transitions
- reFIRE
- Small Business Owners, Solopreneurs
Working Together
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Adrienne Ross is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Adrienne Ross is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Adrienne Ross is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Adrienne Ross is a member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Adrienne Ross is an Accredited Financial Counselor® (AFC®)AFC® certification is the standard — training professionals to guide clients through life-cycle financial education to help them realize their goals and achieve lasting financial well-being.
Abilities of the AFC:
-Educate clients in sound financial principles.
-Assist clients in the process of overcoming their financial indebtedness.
-Help clients identify and modify ineffective money management behaviors.
-Guide clients in developing successful strategies for achieving their financial goals.
-Support clients as they work through their financial challenges and opportunities.
-Help clients develop new perspectives on the dynamics of money in relation to family, friends and individual self-esteem. -
Adrienne Ross is a Chartered Financial Consultant® (ChFC®)Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.
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Adrienne Ross is a Member of the Spokane Financial Advisors Network, a group of independent financial planning experts who each meet qualifications and standards that exceed those of most financial planners
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Adrienne Ross is a Member of the Military Financial Advisors Association: Fee-Only, Fiduciary Advisors Specializing in Active Duty, Reserves, and Veterans
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Adrienne Ross is a 2010 FINRA Foundation Military Spouse Fellow
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Adrienne Ross is a Presenter at the 2019 AFCPE® Research and Training Symposium
Contact Adrienne Ross
Office Locations:
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905 W Riverside Ave Suite 201
Spokane, WA 99201
