Allen A. Osgood
CFP®, MBA
Financial Freedom
Chairman, Founder and Chief Investment Officer
Allen A. Osgood
CFP®, MBA
Financial Freedom
Chairman, Founder and Chief Investment Officer
You want financial independence. We’ll help you get there. At Financial Freedom, our team of fee-only fiduciary wealth management professionals helps you achieve your life goals and objectives. - Allen A. Osgood, CFP®, MBA
Fiduciary wealth management professionals with offices in PA, OH, FL, and ME
Financial Freedom provides comprehensive financial planning, investment management, and retirement planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Allen A. Osgood is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Allen A. Osgood is the Chairman and Founder of Financial Freedom, LLC. For over 30 years, Al has been providing high-quality comprehensive financial planning to clients across the nation. As the founder of Financial Freedom, it was Al’s decision to pursue a fee-only model, which ultimately shaped the entire future of his practice. Al was drawn to owning a fee-only financial planning firm because he knows the importance of transparency. He never wanted clients to question the integrity of his advice, thus the importance of a fee-only approach.
Al is no stranger to hard work and has experience in the oil and real estate industries dating back to 1965. Interestingly, Al has found his real estate experience invaluable when it comes to understanding the complexities of retirement and financial planning. Al’s keen business acumen has allowed him to excel in these diverse business fields. As the entire team at Financial Freedom knows, Al is a tremendous role model when it comes to his tenacity, leadership, common sense, and customer service.
A proud grandfather of five, Al enjoys spending time with family and traveling the world.
“FEE-ONLY” means our compensation comes only from our clients. We do not earn any commissions or fees on the investments and recommendations we make to you. Likewise, we do not earn any referral fees or commissions.
What does this mean for you? It means that our team simply provides you with non-biased financial advice that’s in your best interest. The FEE-ONLY relationship eliminates any conflict of interest that might exist.
FEE-ONLY Services
Financial Freedom offers the following FEE-ONLYservices:
- Develop and Implement Financial Plans
- Asset Allocation, Investment Management & Wealth Accumulation
- Retirement Planning Utilizing Monte Carlo Simulation
- Retirement Income Distribution Planning
- Estate Planning, Tax and Cash Flow Planning
- College Funding Planning
- Risk Analysis/Insurance Analysis
- Life and Disability Insurance Analysis, Recommendations and Implementation
- Long Term Care Insurance
- Employee Benefits Analysis and Recommendations
- Stock Option Planning
- Fidelity Trustee Services
- Company 401(k) plan analysis, recommendations and implementation of a Fidelity 401(k), if a new plan is needed
- Financial Planning Consultation Employee Benefit Program. This program is designed to supplement and enhance the effectiveness of the 401(k)
- First Mortgage, Refinancing and Home Equity Loans
- Real Estate Consulting Services
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Allen A. Osgood is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Allen A. Osgood is a member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Contact Allen A. Osgood
Office Locations:
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5 Great Valley Parkway
Suite 210
Malvern, PA 19355 -
8044 Montgomery Road
Suite 700
Cincinnati, OH 45236 -
70 Birch Alley
Suite 240
Beavercreek, OH 45440 -
6151 Lake Osprey Drive
Sarasota, FL 34240 -
408 US Route One
York, ME 03909
