Alvin Carlos
CFP®, CFA®
District Capital Management
Financial Planner & Managing Partner
Alvin Carlos
CFP®, CFA®
District Capital Management
Financial Planner & Managing Partner
We give unbiased financial advice to help maximize your money and achieve your life goals. - Alvin Carlos, CFP®, CFA®
Fee-Only financial planner located in Washington, DC, serving clients locally and across the country. We help middle/upper-middle-class individuals and families in their 30s and 40s make smarter investments, lower their taxes, and maximize their money.
Alvin Carlos is a Washington, DC fee-only financial planner. District Capital Management provides comprehensive and independent financial planning and investment management to help professionals and entrepreneurs in their 30s and 40s organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Alvin Carlos is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Alvin Carlos, CFP® is a CERTIFIED FINANCIAL PLANNER™ and Investment Advisor in Washington, D.C. He has helped hundreds of middle/upper-middle-class folks take control of their finances since 2011. He works with clients across the country to help them achieve their financial goals through smart investing, reducing taxes, retirement planning, and maximizing their money.
He has an MA in International Relations from Johns Hopkins and is the recipient of the 2021 Financial Planning Association Diversity Scholarship. He is also a Chartered Financial Analyst® which has become the most respected and recognized investment designation in the world. He currently volunteers as Treasurer for the Lutheran Social Services, a non-profit that helps refugees & immigrants in the U.S. Alvin enjoys hiking, swing dancing, and playing Ultimate Frisbee.
Alvin will meet you where you are and take the time to really understand you and your financial situation. He will be there with you every step of the way to help you achieve your goals and secure your financial future.
Feel free to schedule a complimentary 30-minute discovery call to see if District Capital Management is a good fit for you and your family.
Alvin Carlos is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
District Capital Management provides:
- Independent, high-quality financial advice to middle/upper-middle-class individuals and families in their 30s & 40s who are motivated to achieve their dreams.
- Comprehensive financial planning to help you make smart investments, reduce taxes, retire securely, and maximize your money.
- High-touch investment management services comparable to what large institutions such as pensions, endowments, and foundations receive.
- No hefty fees, minimum asset requirements, or conflicts of interest.
We have 2 CERTIFIED FINANCIAL PLANNER™ professionals, one Accredited Financial Counselor®, and two CFA charterholders in our team. We are fiduciary financial advisors meaning we have an obligation to act in your best interest. We will meet you where you are and help align your money with your values.
Three traits that make us unique:
1) Strong investment team
2) Majority of our clients are minorities
3) Strong credentials.
We enjoy working with clients who:
- Have a dream,
- Highly motivated and engaged, and
- Generous with their time, talent, or treasure.
If you’re trying to make this world a better place, we want to partner with you by elevating your finances.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Investment Management
- Retirement Planning
- College Education Planning
- Repaying Student Loans
- Tax Planning
- Socially Responsible Investing
- Merging Finances & Accounts
Ideal Clients
- Young Professionals in their 30s & 40s
- Minorities
- Women Professionals
- Novice Investors
- Young Parents
- Engaged & Newly Married Couples
- Federal Employees
Working Together
- Complimentary Discovery Call
- Virtual Meetings
- Clearly Defined Fees
- Fiduciary Oath
- No Product Sales
Professional Designations & Affiliations
-
Alvin Carlos is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
-
Alvin Carlos is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
-
Alvin Carlos is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
-
Alvin Carlos is a member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
-
Alvin Carlos is a CFA® charterholderWith less than 200,000 CFA Charterholders worldwide, this is truly a mark of distinction.
A Chartered Financial Analyst® (CFA®) is a professional designation given by the CFA Institute. A CFA designation is a badge of distinction. It represents a deep knowledge of all things investing, a commitment to ethics, and a passion for always putting investors first. All of which make members unparalleled professionals who are fully engaged in raising the standards of the investment management industry.
-
Alvin Carlos is a Member of the CFA InstituteThe CFA Institute is a global, not-for-profit organization comprising the world’s largest association of investment professionals. With nearly 150,000 members and 149 regional societies around the world, the organization is dedicated to developing and promoting the highest educational, ethical, and professional standards in the investment industry.
-
Alvin Carlos Serves as the Board Treasurer for the Luthern Services Center of the National Capital Area
-
Alvin Carlos is Featured on Montgomery Community Media
-
Alvin Carlos Presented "Maximize Your LLC: Tips On Taxes & Retirement" at DC Startup Week 2020
-
Alvin Carlos is a Guest on the Yeukai Business Show: "The Critical Skills Business Owners Need for Effective Financial Planning"
-
Alvin Carlos was Awarded the Financial Planning Association's 2018 Diversity Scholarship
-
Alvin Carlos Contributes to Community Ladders: "A Far Cry from a Unified Definition of SRI"
-
Alvin Carlos is Quoted on Business Insider: "4 unusual ways to turn $10,000 into $100,000 in 10 years, according to financial experts"
-
Alvin Carlos is Quoted in MarketWatch: "You may have to pay back your Child Tax Credit — here are 4 key differences with stimulus checks"
-
Alvin Carlos is Quoted in the Union Journal: "Do Not Think Stimulus Check And CTC Are The Same!"
-
Alvin Carlos is Quoted on Report Door: "Monday is the first deadline to opt out of the enhanced child tax credit — there’s one reason why you should"
-
Alvin Carlos is Quoted on Kitces.com Nerd's Eye View: "The Value Of Advisor Study Groups – Not Just Studying Financial Planning, But Mastermind Your Business And Career"
-
Alvin Carlos is Quoted in Times Square Investment Journal: "Facing a Short-Term Furlough? Don’t Forget To Prepare"
Contact Alvin Carlos
Office Locations:
-
4301 50th St NW Suite 300
Suite 300
Washington, DC 20016