Alyssa Lum

CFP®

Luminate Financial Planning

Founder

Alyssa Lum

CFP®

Luminate Financial Planning

Founder

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Alyssa Lum, CFP®

Fee-Only financial planner located in Sterling, VA, serving clients locally and across the country

Alyssa Lum is a Sterling, VA fee-only financial planner. Luminate Financial Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Alyssa Lum is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Alyssa Lum is a fee-only financial advisor at Luminate Financial Planning, located in Sterling, VA. Luminate primarily serves families with college-bound kids, guiding them on a path to balance the competing priorties of saving for college, retirement, and everything else in their busy lives.

The approach? Collaborative, empowering, and ongoing.

 

Alyssa Lum is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Luminate clients tend to have a few things in common:

  • They want to provide the best future possible for their children
  • They are too busy with careers, activities, and carpools to focus on their financial goals and investments
  • They aren't sure how they will afford college for their kids without jeopardizing their retirement

If this describes you and your family, let's have a conversation. Together, we'll build a workable plan that will take you from overwhelmed and unsure to confident and empowered.

Luminate is a fee-only, independent financial planning and investment advisory firm registered in the state of Virginia.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • College Education Planning
  • Investment Management
  • Tax Planning
  • Retirement Income Planning

Ideal Clients

  • Families With College-Bound Kids
  • Growing Families
  • Young Professionals
  • Business Owners and Executives
  • Novice Investors

Working Together

  • In-Person Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Alyssa Lum is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Alyssa Lum is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Alyssa Lum is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Alyssa Lum

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Office Locations:

  • 46958 Fairhills Ct
    Sterling, VA 20165

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