Luminate Financial Planning
Fee-Only financial planner located in Sterling, VA, serving clients locally and across the country
Alyssa Lum is a fee-only financial advisor at Luminate Financial Planning, located in Sterling, VA. Luminate primarily serves families with college-bound kids, guiding them on a path to balance the competing priorties of saving for college, retirement, and everything else in their busy lives.
The approach? Collaborative, empowering, and ongoing.
Alyssa Lum is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Luminate clients tend to have a few things in common:
- They want to provide the best future possible for their children
- They are too busy with careers, activities, and carpools to focus on their financial goals and investments
- They aren't sure how they will afford college for their kids without jeopardizing their retirement
If this describes you and your family, let's have a conversation. Together, we'll build a workable plan that will take you from overwhelmed and unsure to confident and empowered.
Luminate is a fee-only, independent financial planning and investment advisory firm registered in the state of Virginia.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- College Education Planning
- Investment Management
- Tax Planning
- Retirement Income Planning
- Families With College-Bound Kids
- Growing Families
- Young Professionals
- Business Owners and Executives
- Novice Investors
- In-Person Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Alyssa Lum is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Alyssa Lum is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Alyssa Lum is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact Alyssa Lum
46958 Fairhills Ct
Sterling, VA 20165