Amol Desai
CFP®, CFA®, MBA
Perceptive Wealth Advisors
Founder & Chief Investment Officer
Amol Desai
CFP®, CFA®, MBA
Perceptive Wealth Advisors
Founder & Chief Investment Officer
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Amol Desai, CFP®, CFA®, MBA
Fee-Only financial planner located in Houston, TX, serving clients locally and across the country
Amol Desai is a Houston, TX fee-only financial planner. Perceptive Wealth Advisors provides comprehensive financial planning and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Amol Desai is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Hi, I am Amol Desai. I am the founder of Perceptive Wealth Advisors.
I grew up in India in the nineties in a typical middle-class family focused on good quality education. While I was earning my bachelor’s degree in production engineering from University of Mumbai, I was also witnessing the beginnings of a strong economic growth the country was embarking upon as a result of opening up of India’s markets to the world. The seeds of curiosity about finance and economics were sowed then. Later, I moved to the US in 2003 to pursue my Master of Science in Mechanical Engineering from Tennessee Technological University and worked in diverse engineering industries after graduation. As the world was experiencing the Great Recession of 2008-2009, those events again stirred my interest in learning deeply about finance and I decided to get my MBA with finance concentration from Rice University. I have been working as a Decision Analysis Consultant to clients primarily in Oil and Gas industry helping them think strategically about their capital investments and building financial models to optimize the business decisions they face in uncertain environment.
To enhance my knowledge base and skillset I further undertook a rigorous curriculum of the CFA program requiring years of studying and relevant experience. I am now a CFA® charterholder and enjoy applying the depth of knowledge that comes with it for my clients. I passed the CFP exam in July 2019 and I am working to complete my experience requirement to obtain the CFP designation.
When not working, I enjoy traveling to national parks, camping and hiking. I also enjoy exploring different foods and trying out new restaurants with family and friends. Indian classical music is something I feel very relaxing and you will find me with my headphones when I am working out or on a beautiful hike.
Amol Desai is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Perceptive Wealth Advisors (PWA) is a Fee-Only Registered Investment Advisory firm founded by Amol Desai, CFA, MBA. We focus on deeply listening to you and understanding your individual circumstances, goals and aspirations. PWA creates a custom solution by building a financial plan specifically designed for you and managing your investments with purpose. We take pride in collaborating with you to help you live a life you dream of and deserve.
Our clients have worked hard on their education in the pursuit of secure future for themselves and their future generations. They are young and mid-career professionals such as engineers, doctors etc. who are keen on building a rewarding life for their families without having to worry about their long-term financial stability.
We also specialize in working with first-generation immigrants who came to this land of opportunities for higher education. Perceptive Wealth Advisors enjoy partnering with you to provide guidance about the financial system here and effectively utilizing it to build your future.
Clients approaching retirement often rely on us to provide clarity around financial decisions they face while transitioning to retired life. We love when our work helps you feel comfortable and confident about your financial security.
Our founder’s rigorous training through MBA and CFA programs, diverse industry experience and our passion to create insightful financial solutions allow us to serve small business owners so that they can focus more on pursuing their passion and enjoy the process of implementing their vision.
Our Philosophy
At Perceptive Wealth Advisors, we strongly believe that ‘wealth’ or ‘money’ is not just a material thing but a complex concept to be understood and a potent resource to be nurtured and managed. Sound economic policy and financial decision making is the backbone of any organization large and small… be it an entire nation, a corporation, a small family or even an individual. Making this thought as the cornerstone we take a diligent and thoughtful approach while analyzing your circumstances and creating your plan and investment strategy.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Investment Management
- Tax Planning
- College Education Planning
- Retirement Income Planning
Ideal Clients
- Growing Families
- Sudden Money Situations
- Business Owners and Executives
- Retirees and Near Retirees
- Novice Investors
Working Together
- Complimentary Initial Consultation
- Virtual Meetings
- In-Office Meetings
- Clearly Defined Fees
- No Product Sales
Professional Designations & Affiliations
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Amol Desai is a NAPFA AssociateThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Amol Desai is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Amol Desai is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Amol Desai is a CFA® charterholder
The CFA Program is the most respected and recognized investment management designation in the world with less than 200,000 charterholders globally.
This advisor has earned the Chartered Financial Analyst® designation (CFA® charter) by passing all three of the CFA exams and gaining relevant industry experience, demonstrating their mastery of the investment analysis and decision-making skills most needed in the global investment management profession.
Contact Amol Desai
Office Locations:
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5444 Westheimer
Suite 1000
Houston, TX 77056
