Andrea Vaioli


S.E.E.D. Planning Group

Senior Wealth Manager

Andrea Vaioli


S.E.E.D. Planning Group

Senior Wealth Manager

“Opportunity is where preparation and circumstance meet.” - Prior mentor - Andrea Vaioli, AIF®,BFA™

Fee-Only financial planner located in Binghamton, NY, serving clients locally and across the country

Andrea Vaioli is a Binghamton, NY fee-only financial advisor serving clients locally and across the country. S.E.E.D. Planning Group provides comprehensive financial planning investment managementtax planning, and retirement plans to help individuals, families, business owners, and nonprofits organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Andrea Vaioli is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Andrea Vaioli, AIF®,BFA™, is a Senior Wealth Manager at S.E.E.D. Planning Group.

As a Wealth Manager and Behavioral Financial Advisor, I am committed to helping people feel comfortable talking about money and finances – it can be very personal for many reasons.  Once they’re comfortable, I am excited to help by taking what are sometimes complicated concepts and explaining those concepts in ways our clients can understand, thereby giving them confidence and peace of mind to do the things they hope to do in their lives.

I am a cat mom to Midge and Muffin, a beach lover, and all things fun in the sun.  I enjoy picking up heavy things and putting them down, running, kayaking, and generally being active – because I also enjoy eating good food and drinking good wine.

Planning Teams and Specialties

  • Capital development team
  • Advanced planning team
  • Admininistration and inspiration team

We believe you should have access to high-quality financial planning regardless of how much money you have. We are not your traditional financial advisors.

Our goal is to empower you to live your best life and help you achieve your own unique definition of financial success.

We want you to have an awesome experience with real people who genuinely want you to be successful.

We are a fiduciary and we put your best interests first. 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • Accredited Investment Fiduciary®
    Andrea Vaioli is an Accredited Investment Fiduciary® (AIF)

    Accredited Investment Fiduciary® (AIF®) training empowers investment professionals with the fiduciary knowledge and tools they need to serve their clients’ best interests. Advisors who have earned the Accredited Investment Fiduciary designation have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation and they are immediately able to demonstrate the added value that they can bring to both existing and prospective clients.

  • Behavioral Financial Advisor (BFA)
    Andrea Vaioli is a Behavioral Financial Advisor™ (BFA™)

    Financial advisors earning the Behavioral Financial Advisor™ certificate have completed the certification program to help mentor and coach clients in their financial decisions, and offer a holistic approach to strengthen the advisor-client relationship using an integrated approach founded on self-awareness, demonstrating how traditional finance practices are influenced by psychology and neuroscience.

Contact Andrea Vaioli

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Office Locations:

  • 31 Lewis Street
    Suite 401
    Binghamton, NY 13901
  • 2030 Falling Waters Rd
    Suite 180
    Knoxville, TN 37922
  • 100 Elwood Davis Rd
    2nd Floor
    Syracuse, NY 13212

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