Andy Mardock
MBA, CFP®
ViviFi Planning
Founder and President
Andy Mardock
MBA, CFP®
ViviFi Planning
Founder and President
ViviFi Planning was created to guide clients toward confident financial decisions that empower their lives and the lives of their children. This is bringing finance to life. - Andy Mardock, MBA, CFP®
ViviFi Planning is a fee-only, fiduciary financial planner located in Bend, OR serving clients locally and across the country.

Andy Mardock is a Bend, OR fee-only financial planner. ViviFi Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Andy Mardock is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Andy Mardock is the founder and president of ViviFi Planning. He was inspired to create the firm to bring exceptional financial advice to young professional families that have long been ignored by the financial industry.
Over years of listening to financial stories and experiences, Andy heard the phrase “I wish I would have known” too many times. ViviFi Planning was born out of a desire to help young families avoid ever experiencing this regret. Clients working with Andy feel confident about their money decisions and where their financial lives are headed. This impact is far more than a job or a career to Andy; it’s a mission.
Andy is a CERTIFIED FINANCIAL PLANNER™ practitioner and has been a financial planner for nearly 10 years. He obtained his Masters in Business Administration (MBA) in Financial Planning from California Lutheran University in 2010 and has a Bachelor of Arts from the University of Oregon.
An adoring father and husband himself, Andy can relate to the ups and downs as well as triumphs and challenges that modern families experience today. In working with Andy, clients benefit from talking with someone who ‘gets it’ because they’re living it. When not helping clients make the most of their finances, Andy and his wife Jessica can be found cherishing their one-year-old daughter, spending time out in the Bend, OR community, and chasing outdoor adventures on the hiking, biking, and skiing trails of Central Oregon.
Andy Mardock is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
ViviFi Planning is a fee-only, fiduciary financial planner located in Bend, OR and serving clients across the country. We serve growing families that are serious about optimizing their financial life. We are on a mission to guide clients toward confident financial decisions that empower their lives and the lives of their children.
This is bringing finance to life.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Investment Management
- Stock Option, Restricted Stock, and ESPP Strategy
- Retirement Planning
- Debt and Student Loan Reduction Planning
Ideal Clients
- Growing Families
- Remote Employees
- Employees with Stock Compensation
- Business Owners and Leaders
- Retirees and Near Retirees
Working Together
- Complimentary Initial Consultation
- In-Person and Virtual Meetings Offered
- No Product Sales
- Transparent Fee Structure
Professional Designations & Affiliations
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Andy Mardock is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Andy Mardock is a NAPFA-Registered Financial Advisor and Regional Board Member of NAPFA
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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ViviFi Planning is an Approved Dimensional Funds Advisor
Dimensional believes an advisor can work closely with you to understand your financial needs and provide a range of wealth management services, while encouraging the discipline essential to long-term investment success. Financial advisors who work with Dimensional operate independently from Dimensional and vary in the extent to which they use Dimensional funds.
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Andy Mardock is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact Andy Mardock
Office Locations:
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By Appointment Only
Bend, OR 97702