Ariadne Horstman
CFP®, RLP®
Tamarind Financial Planning
Financial Advisor/Partner
Ariadne Horstman
CFP®, RLP®
Tamarind Financial Planning
Financial Advisor/Partner
"Meaningful money management is my mission. I believe a healthy financial planning relationship begins with identifying your goals - your dreams - your purpose. I specialize in helping families navigate the process, including those whose assets, work and family span multiple countries." - Ariadne Horstman, CFP®, RLP®
For over a decade, Ariadne Horstman, CFP®, has been using her financial planning skills, training, and experience to help families and individuals make effective choices for their financial lives.

Ariadne Horstman is a Palo Alto, CA fee-only financial planner. Tamarind Financial Planning provides comprehensive financial life planning, investment management, and socially responsible investing to help families, divorced and widowed women, and near-retirees organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ariadne Horstman is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
For more than a decade, Ariadne Horstman as been using her financial planning skills, training, and experience to help families and individuals make effective choices in their financial lives.
Ariadne began her career in personal finance in 2008. Before coming to financial planning, she worked in Marketing for IBM in the Bay Area and previous to that, in France where she learned to speak French fluently. Her rich business background and liberal arts education help her easily understand a variety of different client situations and concepts.
She received a bachelor of Arts from Smith College in 1986 and later earned a certificate in personal financial planning from the University of Santa Cruz.
Ariadne loves financial planning because it impacts people’s lives directly. Nothing makes her more happy than seeing clients achieve financial freedom, leave behind debt or make changes in their lives that lead to less stress and more satisfaction.
She enjoys traveling with her family, meditation, reading, yoga and hiking.
Ariadne Horstman is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Tamarind Financial Planning, based in California, offers Financial Planning and Investment Management Services to help you achieve your goals. Whether they include a comfortable retirement, education, financial freedom or all of the above and more, we can help guide you in the right direction.
As a Fee-Only Certified Financial Planner™, Ariadne Horstman is passionate about improving clients’ well-being through committed, personalized & insightful financial guidance.
We’re ready to work together to determine your financial priorities, outline your objectives and design the personalized roadmap that will get you there.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Socially Responsible Portfolios
- International Planning & Advice
- Retirement Income Planning
Ideal Clients
- Growing Families
- Retirees and Near Retirees
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Ariadne Horstman is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Ariadne Horstman is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Ariadne Horstman is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Ariadne Horstman is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Ariadne Horstman is a Registered Life Planner® (RLP®)
A Registered Life Planner® (RLP®) is a Financial Planner who has been fully trained in Life Planning by completing the three step process of becoming an RLP®: Seven Stages of Money Maturity® workshop, 5-Day Life Planning training and the 6 Month Mentorship Program. This method of training is based on the premise that advisors should first discover a client’s most essential goals in life before formulating a financial plan, so a client’s finances fully support those goals. They therefore become your partner in clarifying and achieving your most meaningful and deeply felt aspirations.
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Ariadne Horstman is a Member of the Pro-Bono Committee for the Financial Planning Association
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Ariadne Horstman is a Member of the Global Financial Planning Institute
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Ariadne Horstman is Quoted in the Wall Street Journal: "The Problem When One Spouse Handles Finances"
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Ariadne Horstman is Quoted on Couples Net Blog: "Couples: Retirement Hot Potato!"
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Ariadne Horstman is Quoted in French Morning: "Managing your finances: the big differences between France and the United States"
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Ariadne Horstman Contributes to the Money and Meaning Blog for the Kinder Institute: "How Life Planning Has Impacted My Business and My Life"
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Ariadne Horstman is Quoted in Rethinking 65: "Clients’ Second Acts Follow National Post-Retirement Trend"
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Ariadne Horstman is Quoted in the Times News: "Do this after you buy a home"
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Ariadne Horstman is a Featured Guest on Real Estate Radio Live: "Innovative financial planning with an international twist"
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Ariadne Horstman is Quoted on TheStreet.com: "Biggest Loser: My Fight Against Big Debt"
Contact Ariadne Horstman
Office Locations:
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530 Lytton Ave
2nd Floor
Palo Alto, CA 94301