Ashley Foster


Nxt:Gen Financial Planning


Ashley Foster


Nxt:Gen Financial Planning


I help young professionals who are starting to make good money, do smart things with it. - Ashley Foster, CFP®

A fee-only, private practice, serving clients who are in the wealth accumulation stage of their lives via a transparent fee structure that eliminates conflicts of interest.

Ashley Foster is a Houston, TX fee-only financial planner. Nxt:Gen Financial Planning provides comprehensive and customized financial planning to help modern young professionals, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ashley Foster is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

My name is Ashley Foster. I am a CFP® and founder of Nxt:Gen Financial Planning. My practice focuses on building trust by creating meaningful relationships with each and every one of my clients. I provide fee-only, fiduciary advice and investment management in Houston, Texas and beyond.

Financial planning should be a collaborative and engaging process. My goal is to help you achieve a sense of financial clarity and purpose, using money as a tool to create your definition of financial success.

Charles Dickens once said that “No one is useless in this world who lightens the burdens of another.” As a CERTIFIED FINANCIAL PLANNER™ with over ten years of industry experience, I’m passionate about helping my clients realize their financial potential by giving them the courage to plan confidently for their future.

I began my career as a financial advisor over ten years ago. Those first couple of years were financially challenging, as I tried to keep my practice afloat during the Great Recession. Even though my income was variable, expenses such as my car note, student loans, and rent were fixed. I had to be creative in handling my finances in order to stay ahead of my expenses. Mastering financial basics and learning how to employ smart financial strategies got me through the tough times.

As my practice grew, I found my career becoming less and less fulfilling. I was helping the wealthy keep more of their money, yet my friends were still recovering from the effects of the Great Recession. I transitioned my practice to a boutique investment management firm in 2014, but a change of scenery did not change how I felt.

It wasn’t until I started running into more and more young professionals who needed conflict-free financial advice, did I realize I was unable to effectively deliver it within a traditional financial advisory firm. This is why I created Nxt:Gen Financial Planning, to serve clients just like you.

Most days, I help successful young professionals such as yourself realize their full financial potential. Whether it is helping them make smarter money moves, holding them accountable to their goals, guiding them through student loan repayment, or taking a holistic view of their cash flow and investments, the end result is the same. They now feel confident about their financial situation, knowing they have a trusted advisor guiding them to their unique definition of financial success.

Ashley Foster is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Nxt:Gen Financial Planning, a fee-only private practice, serves clients who are in the wealth accumulation stage of their lives via a transparent fee structure that eliminates conflicts of interest.

I created Nxt:Gen Financial Planning fully aware of the stark disconnect between traditional financial advisors and the modern young professional. My mission is to democratize financial planning, so that upwardly mobile young professionals could have access to the same financial planning tools and conflict-free advice as someone with a multi-million dollar investment portfolio.

Today’s young professional needs specialized advice that serves their modern needs and emerging wealth. With their focus on serving investors who are at or near retirement, traditional financial advisors do not have the necessary expertise to counsel clients who are in the wealth accumulation stage. And with most traditional financial advising firms requiring an investor have $250,000 or more to manage, this high minimum effectively prices most young professionals out of their service model. This has left many like yourself adrift without access to the right kind of sophisticated advice.

My goal is to give you the courage to plan confidently for the future, by helping you make smarter money moves that will improve your life. No commissions. No product sales. Just conflict-free advice, customized for you by a CERTIFIED FINANCIAL PLANNER™ professional.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Cash Flow and Budgeting
  • Student Loan Planning
  • Tax Planning
  • Investment Management

Ideal Clients

  • Oil & Gas Professionals
  • Attorneys
  • Millennials
  • Soccer Players
  • Growing Families

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • Certified Financial Planner (CFP)
    Ashley Foster is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • National Association of Personal Financial Advisors (NAPFA)
    Ashley Foster is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Ashley Foster is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Dimensional Funds
    Nxt:Gen Financial Planning is an Approved Dimensional Funds Advisor

    Dimensional believes an advisor can work closely with you to understand your financial needs and provide a range of wealth management services, while encouraging the discipline essential to long-term investment success. Financial advisors who work with Dimensional operate independently from Dimensional and vary in the extent to which they use Dimensional funds.

Contact Ashley Foster

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Office Locations:

  • 708 Main St
    Fl 10
    Houston, TX 77002

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