Ben Wacek
CFP®, CKA®
Guide Financial Planning, LLC.
Founder & Lead Financial Planner
Ben Wacek
CFP®, CKA®
Guide Financial Planning, LLC.
Founder & Lead Financial Planner
Money is confusing. I can help you figure it out from a biblical perspective. - Ben Wacek, CFP®, CKA®
Based in Minneapolis, I utilize technology to serve clients without asset minimums across the US and around the world.

Ben Wacek is a Minneapolis, MN fee-only financial planner. Guide Financial Planning, LLC provides comprehensive and ongoing financial planning and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ben Wacek is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Ben Wacek is a Christian fee-only Certified Financial Planner™ and Certified Kingdom Advisor® who helps his clients steward their resources in a meaningful way for an affordable price. He serves as a personal financial guide, helping clients develop a plan that will allow them to achieve their goals and then walking with them every step of the way and helping them adjust as new challenges arise.
Ben lives in Minneapolis, MN but utilizes technology to serve clients across the US and around the world. If he hadn’t gone into financial planning, Ben would have been a pastor or a teacher because of his passion to make a difference in people’s lives. When he’s not helping people gain confidence in their financial future, he enjoys spending time with his wife and children, serving in his local church, and running and watching sports.
Ben Wacek is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Do you ever worry that your financial decisions won’t get you where you want to go in life? Here at Guide Financial Planning, we give people the confidence to know that they’re on the right path.
We start by getting to know you, your values, and where you want to go in life. What do you dream of? Retiring early to spend time with the grandkids? Quitting your job to start a business, raise your children, or go on the mission field? Just being extravagantly generous? Money is simply a tool that we use to make these dreams come true.
You face a lot of important decisions when it comes to your finances. There’s so much information out there that it’s hard to sort through it all or even know what to believe. We’ll help you narrow down your options, consider the pros and cons of each, and even look at how the Bible applies to the situation. Our goal is to give you all of the tools and resources you need to be confident that you are making the right decision for you and your family.
We will create a financial plan for you, a written document that will work as a map, guiding the way as you navigate this journey called life. And if you want, we can also partner together long-term, being there with you every step of the way, guiding you through new situations as they arise and helping you to stay on track.
We are fee-only, meaning we don’t earn commissions, have no asset minimums so that we can work with people in all seasons of life, and utilize technology to serve people all over the world.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Pastors
- Growing Families
- Retirees and Near Retirees
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Ben Wacek is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Ben Wacek is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Ben Wacek is Certified Kingdom Advisor® (CKA®) - Click to verify and learn more.
The CKA® is a designation granted by Kingdom Advisors to individuals who have demonstrated themselves to be able to apply biblical wisdom in counsel, technically competent, ethical, accountable, and a biblical steward.
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Ben Wacek is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Ben Wacek is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Ben Wacek is a Member of the Christian Financial Advisors Network
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Ben Wacek Contributes to the Christian Financial Advisors Network Blog
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Ben Wacek is a Guest on XYPN Radio: "From Stay-at-Home Mom to Blogger to Helping Run a Financial Planning Business: A Conversation with Amy Artiga and Ben Wacek"
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Ben Wacek is Quoted on Redfin's Blog: "First-Time Homebuyer? Here’s How to Prepare Financially"
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Ben Wacek Contributed a Guest Post to The Pastor's Wallet: "5 THINGS I’VE LEARNED ABOUT PASTORS & THEIR FINANCES AFTER WORKING WITH THEM FOR 5 YEARS"
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Ben Wacek is Quoted in the Wall Street Journal: "A Financial Checklist for 20-Somethings"
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Ben Wacek is Quoted on Yahoo Finance: "Millennials, these 3 apps can simplify your finances"
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Ben Wacek is Quoted in the StarTribune: "Want sound financial advice? Skype or tweet a millennial"
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Ben Wacek is Quoted in US News and World Report: "20 Money Moves to Make Before the End of the Year"
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Ben Wacek is Quoted in Parents Magazine: "The Price of Parenthood: An Exclusive Family Finances Survey"
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Ben Wacek is Quoted in the New York Times: "Yes, You Can Find a Financial Planner Even if You’re Not Rich"
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Ben Wacek is Quoted on CNBC: "You may have to repay some of the advance child tax credit next year. Here’s what to know"
Contact Ben Wacek
Office Locations:
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By Appointment
or Virtual Services
Minneapolis, MN 55406