Betsy Hutchins

MHA, CRPC®, Candidate for CFP® certification

Forward Financial Planning

Financial Advisor

I can work with clients anywhere!

Betsy Hutchins

MHA, CRPC®, Candidate for CFP® certification

Forward Financial Planning

Financial Advisor

I help women in the healthcare industry plan a better, more secure future for themselves and their families through fee-only financial planning. - Betsy Hutchins, MHA, CRPC®, Candidate for CFP® certification


Independent, fee-only financial advisor serving clients in the Memphis, TN area and across the country

Forward Financial Planning provides comprehensive financial planning to women in healthcare and their families to help them organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Betsy Hutchins is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. Based in Lakeland, TN, Betsy meets face-to-face locally and can work with clients across the country, regardless of location.

Betsy is a Chartered Retirement Planning Counselor ™ and has completed the Master of Health Administration program at the University of Memphis.

Betsy Hutchins is a Lakeland, TN fee-only financial planner.

This is my second professional life. My first was healthcare administration. I completed a Master in Health Administration and specialized in business development, physician services, risk management and regulatory administration. I looked at budgets, analyzed data, and helped departments work together. My husband became a physician which brought me even closer to the patient care side of healthcare.

But life changes…constantly. I took a long detour to be a stay at home mom, then spent the last several years in the world of personal finance as a student and working alongside other financial planners. I hold the Chartered Retirement Planning Counselor ™ designation and have passed the stringent national CERTIFIED FINANCIAL PLANNER™ exam. I am a candidate for CFP® certification in the coming year. I am also a member of the National Association of Personal Financial Advisors, the XY Planning Network and the Financial Planning Association®. I started my own firm to provide you with an ongoing relationship so you can have a trusted partner to turn to for all your questions and concerns. Together, we can move forward to achieve your life goals.

I live outside of Memphis, TN. I have two human kids and one furry one named Blue (our standard poodle and my running buddy). I read all the time. If not reading, I am running, cooking, eating, gardening, or playing the piano.

My undergraduate degree is in psychology so the area of behavioral finance is fascinating to me. Why we do what we do, is a question that never gets old.

Betsy Hutchins is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Forward Financial Planning provides comprehensive financial planning to help clients plan for their financial future. 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Women Healthcare Professionals
  • Growing Families
  • Recently widowed or divorced
  • Female Investors

Working Together

  • Virtual Meetings
  • Local Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Betsy Hutchins

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Office Locations:

  • 9160 Hwy 64
    Lakeland, TN 38002

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