Betsy Ratashak-Vogel
CFP®
R&V Personal Finance, LLC
Financial Advisor
Betsy Ratashak-Vogel
CFP®
R&V Personal Finance, LLC
Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Betsy Ratashak-Vogel, CFP®
Fee-Only financial planner located in Decorah, IA, serving clients in NE Iowa and across the country.
Meet Betsy Ratashak-Vogel
Betsy Ratashak-Vogel is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Professional Designations & Affiliations
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Betsy Ratashak-Vogel is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Contact Betsy Ratashak-Vogel
Office Locations:
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1103 Skyline Dr
Decorah, IA 52101