Ph.D., CFP®, RICP®, EA
Belonging Wealth Management
Ph.D., CFP®, RICP®, EA
Belonging Wealth Management
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your retirement goals. - Brandon Renfro, Ph.D., CFP®, RICP®, EA
Fee-Only financial planner located in Longview, TX serving clients virtually across the country
Brandon Renfro is a fee only fiduciary financial planner located in Longview, TX, serving clients across East Texas. Brandon Renfro provides comprehensive financial planning, retirement planning and investment management to help individuals and families preparing for retirement. As a fee-only, fiduciary, and independent financial advisor, Brandon Renfro is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Brandon Renfro is a fee only financial advisor located in Longview, TX.
I have been in the Arkansas Army National Guard since 2009 and am an Infantry Major in the 39th Infantry Brigade. My wife Callie is a stay-at-home mom and cares for our daughter, Brooklyn, and son, Jackson. Callie works much harder, and her job is much more important than mine. We live in Hallsville, TX.
I grew up in Texarkana and still spend a lot of time there.
My undergraduate degree in finance is from Southern Arkansas University in Magnolia, AR. My MBA was earned at Texas A&M University in Texarkana, my home town. I have a Master of Science in Finance that was earned at Texas A&M University in Commerce, and I received my Ph.D. in Finance from Hampton University.
The Nerd Stuff
I teach courses on investments, economics, personal financial planning, corporate finance, international finance, and money and banking.
My research interests include investment portfolio construction, retirement withdrawal strategies, market efficiency, and investor rationality. My dissertation, entitled “The Low-Beta Anomaly and Estimation Interval,” concerns the varying spans of time over which beta is estimated and the degree to which this influences the measured relationship between risk and return.
I am a proponent of index investing and keeping investment expenses low.
Brandon Renfro is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
I am a virtual financial advisor and retirement specialist. With convenient technology we can work together from anywhere in the United States to create a plan that lets you get the most out of your retirement savings.
You also want it taken care of so that you can enjoy your life and retirement. That’s what I do for you.
Whether you are already retired or want to make sure you can one day, you probably have a few questions.
When will you retire? When CAN you retire? How long will your money last? How do you know? What is your plan to get there? Where are you now?
Like most people, you want answers to these questions.
As a fee-only virtual financial advisor I follow a fiduciary standard. This means that I am legally bound to work in your best interest. I don’t receive commissions from products I recommend. I work for you to develop and implement a plan that fits you best.
I hold a number of professional certifications, each with a unique benefit for developing effective tax-conscious retirement distribution strategies.
- Certified Financial Planner ®
- Retirement Income Certified Professional ®
- Enrolled Agent
Your Virtual Financial Advisor
You are busy. Driving to an office and sitting face-to-face with someone takes time.
Our interactions will be convenient and virtual. Meetings take place via phone-call or video. Account opening is quick and easy. Transferring an IRA takes minutes and is completed entirely online.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Tax Planning
- Retirees and Near Retirees
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Brandon Renfro is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Brandon Renfro is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Brandon Renfro is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Brandon Renfro is a Retirement Income Certified Professional® (RICP®)
A professional designation for experienced financial advisors and investment managers who have passed coursework to become experts in retirement income planning. A Retirement Income Certified Professional® helps retirees and near-retirees develop and implement a plan for managing the financial assets they have accumulated for retirement and a set realistic budget to help meet life goals.
Brandon Renfro is an Enrolled Agent (EA) with the IRS
An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
Brandon Renfro is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Brandon Renfro Contributes to The Balance
Brandon Renfro is Quoted on ApartmentTherapy.com: "8 Things Financial Advisors Say You Should Do During This Strange Year"
Brandon Renfro is Quoted on CNBC: "Most Americans are behind on their retirement savings—here are some tips to catch up"
Brandon Renfro is Quoted in US News and World Report: "Does the 4% Withdrawal Rule Still Apply?"
Brandon Renfro is Quoted on Business Insider: "The difference between a Roth 401(k) and a traditional 401(k), and how to decide which retirement plan is right for you"
Brandon Renfro is Quoted in Forbes: "Will ‘Staying Safe At Home’ Boredom Cause You To Avoid Retirement?"
Brandon Renfro is Quoted in Next Avenue: "How to Manage Financial Risk When Starting a Business in Retirement"
Brandon Renfro is Quoted in Next Advisor: "How to Save for Retirement"
Brandon Renfro is Quoted on Kiplinger: "Emergency Funds: How to Get Started"
Brandon Renfro is Quoted on CNBC: "Should you lower your retirement savings contributions to pay off debt? A CFP weighs in"
Brandon Renfro is Quoted in MoneyTalksNews: "7 Uncommon Ways to Cut Costs in Retirement"
Brandon Renfro is Quoted in Forbes: "What Are Mutual Funds? A Guide For New Investors"
Brandon Renfro is Quoted on Business Insider: "3 things that can matter more to your money than your credit score, according to a financial planner"
Brandon Renfro is Quoted in Forbes: "What To Do If Your Employer Suspends 401(k) Matching Contributions"
Brandon Renfro is Quoted on Business Insider: "Making 2 changes to your finances will get you out of debt in 2020, according to a financial adviser"
Brandon Renfro is Quoted in Life Hacker: "Why You Should Ignore the Stock Market in 2020"
Brandon Renfro is Quoted in US News and World Report: "Investors Have Year-End Tasks to Do"
Brandon Renfro is Quoted in Life Hacker: "What to Do if Your Employer Pauses 401(k) Matching"
Contact Brandon Renfro
1405 Colony Circle
Longview, TX 75604