CFP®, LHIC, MBA
HSC Wealth Advisors
Independent Financial Planner located in Lynchburg, VA and Serving Clients Nationwide
Virginia Tech, BS, Finance
Old Dominion University, MBA
College for Financial Planning
Certified Financial Planner (CFP®)
Licensed Insurance Consultant (Life/Health) -Virginia
Former Licensed Nursing Home Administrator
NAPFA Registered Financial Advisor
Brian has followed his passion for helping people by serving in the US Peace Corps/Korea, having an early career as a nursing home administrator, and then establishing his own comprehensive, fee-only practice, Carlton Financial Services. In 2000, he merged this practice with Rick and Sandy to form Huff, Stuart & Carlton. Brian brings expertise and focus to critical financial decisions facing women and older individuals.Brian is married to Elizabeth Sumpter, has 3 children and enjoys reading, hiking, and various marathons and triathlons.
Brian Carlton is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
- Retirement Planning
- Investment Management
- Estate, Trust & Tax Planning
- Insurance Analysis
- Philanthropic Guidance
- Education Planning
Being “on your side” begins to capture the spirit of a fiduciary relationship. Notably, a fiduciary obligation imposes the highest possible standard of duty that one party can owe another under the law. A fiduciary only recommends what is in your best interests. A fiduciary relationship is a legal obligation assuring you of advice and direction that is best for you.
We have been serving clients in Virginia and other states for over 30 years. Many of our clients are preparing for or are already enjoying retirement in Lynchburg, Bedford, Smith Mountain Lake, Roanoke, Charlottesville and beyond.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Brian Carlton is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Brian Carlton is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Contact Brian Carlton
1563 Crossings Centre Drive
Forest, VA 24551