Brian Carlton

CFP®, LHIC, MBA

HSC Wealth Advisors

Financial Advisor

Brian Carlton

CFP®, LHIC, MBA

HSC Wealth Advisors

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Brian Carlton, CFP®, LHIC, MBA

Independent Financial Planner located in Lynchburg, VA and Serving Clients Nationwide

Brian Carlton is a Forest, VA fee-only financial planner. HSC Wealth Advisors provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Brian Carlton is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Education:

Virginia Tech, BS, Finance
Old Dominion University, MBA
College for Financial Planning

Credentials:

Certified Financial Planner (CFP®)
Licensed Insurance Consultant (Life/Health) -Virginia
Former Licensed Nursing Home Administrator
NAPFA Registered Financial Advisor

Life Experience:

Brian has followed his passion for helping people by serving in the US Peace Corps/Korea, having an early career as a nursing home administrator, and then establishing his own comprehensive, fee-only practice, Carlton Financial Services. In 2000, he merged this practice with Rick and Sandy to form Huff, Stuart & Carlton. Brian brings expertise and focus to critical financial decisions facing women and older individuals.

Brian is married to Elizabeth Sumpter, has 3 children and enjoys reading, hiking, and various marathons and triathlons.

Brian Carlton is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning
HSC Wealth Advisors is a fee-only wealth management firm based in Forest, Virginia providing professional, wealth management and financial planning services. Our collaborative team of fiduciary fee-only advisors provides custom planning and ongoing support for:
  • Retirement Planning
  • Investment Management
  • Estate, Trust & Tax Planning
  • Insurance Analysis
  • Philanthropic Guidance
  • Education Planning
Clients who hired HSC looked for professionals who have the skills to get the job done and found professionals who have a depth and breadth of industry knowledge. We understand your family goals, and put your best interest behind every decision.

Being “on your side” begins to capture the spirit of a fiduciary relationship. Notably, a fiduciary obligation imposes the highest possible standard of duty that one party can owe another under the law. A fiduciary only recommends what is in your best interests. A fiduciary relationship is a legal obligation assuring you of advice and direction that is best for you.

We have been serving clients in Virginia and other states for over 30 years. Many of our clients are preparing for or are already enjoying retirement in Lynchburg, Bedford, Smith Mountain Lake, Roanoke, Charlottesville and beyond.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Brian Carlton is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Brian Carlton is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Brian Carlton

Please enter your name
Please enter a valid 10 digit US phone number in the format xxx-yyy-zzzz
Please enter a valid email address
Please leave a message for the advisor.
Please verify that you aren't a robot.
There was an issue sending your message. If this issue persists, please contact support.
Your message has been successfully sent to the advisor. Please allow some time for a reply.

Office Locations:

  • 1563 Crossings Centre Drive
    Suite 100
    Forest, VA 24551

Outdated Browser Detected!

If you're seeing this message, it's because the web browser you're using to access our site is much older and no longer supported. Due to privacy and safety concerns, we don't allow older browsers to access our site. In order to access WhyFiduciary.com, please use a newer browser, like Internet Explorer 10 or above, Google Chrome, or Mozilla Firefox.

Download a newer browser