C. Bradley Bond
CFP®, CFA®, AIF®, Enrolled Agent
C. B. Bond Financial Planning
Founder and President
Fee Only Financial Planner serving clients across the country through virtual services
C. Bradley Bond is a Fee-only financial financial planner providing comprehensive and objective financial planning and investment advice to individuals and families. Originally based in the Pittsburgh, PA region, he now works virtually with clients throughout the U.S. He advises clients just starting out, in the middle of a career, and approaching and into retirement. He also specializes in working with people going through life transitions, such as when inheriting wealth or contemplating a career change.
As a former engineer, Brad brings a logical, methodical approach to his planning. He serves as a calming influence during times of investment uncertainty. Brad is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
C. Bradley Bond is President of C. B. Bond Financial Planning, Inc., a financial planning and Pennsylvania-registered Investment Advisory firm. He has been providing independent, objective financial planning and investment consultation to individuals and families since 1996.
Brad evaluates key areas of your financial life, such as spending and saving, investments, taxes, insurance, college, retirement and estate planning. He creates a unified, comprehensive plan in these areas, and works with you to implement it, keep it on track, and make changes as your needs and objectives change.
Professional and Educational Background
- CERTIFIED FINANCIAL PLANNER® Practitioner
- Chartered Financial Analyst®
- Accredited Investment Fiduciary®
- Enrolled to practice before Internal Revenue Service
- MBA, Concentration in Investments and Finance, University of Pittsburgh
- MS, Mechanical Engineering, University of Michigan, Ann Arbor
- BS, Mechanical Engineering, Rutgers University, New Brunswick, NJ
- Registered Professional Engineer (PE), Commonwealth of PA
- National Association of Personal Financial Advisors (NAPFA)
- Financial Planning Association (FPA)
- CFA Institute (Chartered Financial Analysts)
- XY Planning Network
C. Bradley Bond is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
C. B. Bond Financial Planning has been providing financial planning and investment advice to individuals and families since 1996. Over that time we have learned a lot, which has helped us define the key values that drive our practice:
There are many firms to serve the very wealthy. C. B. Bond Financial Planning focuses on serving people from all walks of life, and all life stages. At any life stage, key financial decisions such as establishing a spending and saving plan, deciding how much house or car to buy, managing debt, and prioritizing goals, can have lasting and leveraged effects. These kinds of decisions are important regardless of how much or how little money you have, which is why C. B. Bond Financial Planning does not require clients to have a minimum level of assets.
Integration of Financial Planning and Investments
Financial planning and investing are an integrated whole. Some firms separate the two, or focus only on investments. Financial planning provides the big picture in terms of defining financial goals and priorities. Investments are an important means to meet the goals. But an investment plan is rudderless without being tied in with the broader financial planning needs such as spending and saving, tax planning, college, insurance, retirement and estate planning.
Proven Investing Principles Combined with Behavioral Awareness
C. B. Bond Financial Planning does not try to figure out the best time to be in or out of a particular investment, or which investment sectors are going to do best in the next six months (or six days). We design well-diversified portfolios based on an investment policy tied to your goals and objectives, and your tolerance, need, and capacity for investment risk. Once the portfolio is established, we make small changes over time to make sure the portfolio stays on track.
We also recognize the emotional nature of investing, and help clients maintain investing discipline so they don’t panic when things are going poorly, or become too exuberant when things are going well. Market extremes, both high and low, are when we can provide our greatest value as an investment advisor.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Investment and Tax Planning
- Retirement Income Planning
- College Education Planning
- Spending, Saving, Managing Competing Goals
- Growing Families
- Recent Graduates and Recently Married
- Sudden Money Situations
- Retirees and Near Retirees
- Technical and Medical Fields
- Virtual Meetings
- Retainer Engagements
- Project-Based Engagements
- Complimentary Initial Consultation
- Integrated Financial and Investment Planning
Professional Designations & Affiliations
C. Bradley Bond is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
C. Bradley Bond is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
C. Bradley Bond is a Member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
C. Bradley Bond is a CFA® charterholder
The CFA Program is the most respected and recognized investment management designation in the world with less than 200,000 charterholders globally.
This advisor has earned the Chartered Financial Analyst® designation (CFA® charter) by passing all three of the CFA exams and gaining relevant industry experience, demonstrating their mastery of the investment analysis and decision-making skills most needed in the global investment management profession.
C. Bradley Bond is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
C. Bradley Bond is an Accredited Investment Fiduciary® (AIF)
Accredited Investment Fiduciary® (AIF®) training empowers investment professionals with the fiduciary knowledge and tools they need to serve their clients’ best interests. Advisors who have earned the Accredited Investment Fiduciary designation have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation and they are immediately able to demonstrate the added value that they can bring to both existing and prospective clients.
C. Bradley Bond is an Enrolled Agent (EA) with the IRS
An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
Contact C. Bradley Bond
500 Westover Dr. #12069
Sanford, NC 27330