Cameron Penney

CFP®

Penney Financial, LLC

Managing Partner

Cameron Penney

CFP®

Penney Financial, LLC

Managing Partner

Get an Advisor. Not a Saleman. - Cameron Penney, CFP®

(713) 300-5165

Fee-Only financial planner located in Houston, TX, serving clients locally and across the country

Cameron Penney is a Houston, TX fee-only financial planner. Penney Financial, LLC provides comprehensive financial planning and asset management to help mid-career professionals, retirees and widows and widowers and divorcees organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Cameron Penney is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

More than 10 years ago, Cameron Penney entered the financial services industry - as a Baylor business school graduate - only to be miffed at the industry’s conflicts of interest and salesperson approach.

In addition to working at one of the largest banks in the world, he later worked under two of the most reputable independent Advisors in the country and served on a team advising affluent families on their complex tax, estate, investment, and other financial planning needs.

In January 2016, Cameron founded Penney Financial to redesign - from the ground up - what a modern wealth advisory firm should look like by focusing on in-depth, strategic planning and using technology to cut out the inefficiencies of traditional advice. He currently manages client relationships, firm operations, and portfolio management.

Cameron is a well-regarded Fee-Only Advisor in the greater Houston area and has been named a Five Star Wealth Manager (2018, ‘19, ‘20, ‘21) via Texas Monthly Magazine and featured in media such as CNBC, Money Magazine, and Houstonia.

Cameron and his wife have four children, and he is an active member of Houston’s First Baptist church.

Cameron Penney is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Penney Financial, a Houston-based fee-only financial firm, believes in offering financial planning to all people – regardless of their net worth – in a fair, transparent manner.  We exist as an alternative to the sales-driven financial services industry by offering objective, flat-rate and hourly financial planning.

Our founder’s past experience in wealth management allows us to utilize best practices from some of the nation’s leading wealth advisory firms, and apply those practices to each and every client.  For our high net worth clients, we also offer disciplined, tax-sensitive investment management, which also includes ongoing, strategic financial planning.

Our services include advice on:

  • Retirement Planning
  • Retirement Income Strategies
  • Investment Management
  • Education Planning
  • Insurance and Annuity Analysis
  • Estate and Charitable Planning
  • Pension Election Analysis
  • Rental Property Analysis
  • Employee Benefits Advice
  • Executive Compensation Advice:
    • Deferred Compensation
    • Restricted Stock
    • Stock Options

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Tax Planning
  • Estate Planning

Ideal Clients

  • Retirees and Near Retirees
  • Business Owners and Executives
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Cameron Penney is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Cameron Penney is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Garrett Planning Network - GPN
    Cameron Penney is a member of the Garrett Planning Network. Click here to learn more.

    Everyone needs competent, objective financial advice from time to time. The Garrett Planning Network has a nationwide membership with hundreds of independent, Fee-Only financial planners providing advice to people from all walks of life, without minimum account requirements, sales commissions, or long-term commitments. Our members proudly embrace their fiduciary duty, always placing their clients' best interests first.

Contact Cameron Penney

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Office Locations:

  • 2950 North Loop W
    Suite 500
    Houston, TX 77092
  • 21 Waterway Ave, Suite 300
    The Woodlands, TX 77380
  • 800 Town and Country Blvd, Suite 300
    Houston, TX 77024

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