Carl Emerick

CFP®, CPA, MS

Emerick Financial Planning, LLC

Financial Advisor

Carl Emerick

CFP®, CPA, MS

Emerick Financial Planning, LLC

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Carl Emerick, CFP®, CPA, MS

(412) 419-1905

Fee-Only Financial Advisor serving the Pittsburgh, PA area.

Carl Emerick is a Pittsburgh, PA fee-only financial planner. Emerick Financial Planning, LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Carl Emerick is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Overview

Emerick Financial Planning is an independent, fee-only financial planning firm conveniently located in the South Hills of Pittsburgh, PA.  We provide financial planning, investment advice, and hourly financial counsel for individuals and families, regardless of level of income, net worth, or investment value.  We do not accept commissions for any products or services that we may recommend - just objective, as-needed financial advice and planning.  Contact us today with any questions or to schedule a complimentary "Get Acquainted" meeting.

Experience

Sentinel Wealth Management, Inc. - Director of Financial Planning (2002 - 2015)
Ronald Blue & Co. - Financial Planner (1998 - 2002)
ULLICO, Inc. - Accountant (Tax, Cash Management, Budgeting)

Certifications

CPA - State of Pennsylvania
CFP®
Master's degree in Financial Planning
Bachelor's degree in Accounting

 

 

Carl Emerick is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Emerick Financial Planning, LLC is:

Independent
We are not affiliated with any financial firm, brokerage, or insurance company, allowing us to provide advice free from conflict of interest from third parties. We receive no commissions, kickbacks, or other financial incentives from financial companies, freeing us to recommend whatever is in your best interest, because the only one who pays us is you.

Comprehensive
As a CERTIFIED FINANCIAL PLANNER™ professional, Carl believes that financial decisions are best made in the context of a person’s overall financial situation and priorities. Before formulating specific recommendations, we will thoroughly analyze the details that may affect each decision to make sure that the various areas of your financial life fit together.

Experienced
Carl has almost 30 years of experience in the financial services field, the last 17 years in personal financial planning and investment management. He has a Bachelor's degree in Accounting and a Master's degree in Financial Planning, as well as the CPA and CFP® designations. Carl has previously been with a large national wealth management firm and has been a partner in a small financial planning practice, serving clients from all walks of life during that time.

Goal-oriented
We formulate recommendations that are based on your goals, not on any proprietary financial products or services. Identifying, quantifying, and prioritizing your various goals is a crucial and integral part of the financial planning process. While it is tempting to dive straight into particular investments, tax strategies, and insurance products, we keep in mind that these are tools that we apply to helping you achieve your goals, and are best discussed after we know what you are trying to accomplish.

Fiduciary
As a CERTIFIED FINANCIAL PLANNER™ professional, Carl has taken a fiduciary oath, legally binding him to put your interests above his own. Many advisors are not fiduciaries and do not have this obligation. In fact, they may be required to put the interests of their employers ahead of yours.  At Emerick Financial Planning we have gladly signed a fiduciary oath that confirms our commitment to giving you advice that is in your best interest.

Flexible
From a full, broad-based financial plan to focusing on a single issue on an hourly basis, we can provide the advice and direction you need to accomplish your goals. In addition, we can help implement the recommendations that we make, if you choose.  At Emerick Financial Planning, we have no investment, income, or net worth minimums, so we can help almost anyone.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Carl Emerick is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Carl Emerick is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CPA - Certified Public Accountant
    Carl Emerick is a Certified Public Accountant (Learn More)

    A Certified Public Accountant (CPA) is a designation given by the American Institute of Certified Public Accountants to those who pass an exam and meet work experience requirements.

  • Garrett Planning Network - GPN
    Carl Emerick is a member of the Garrett Planning Network. Click here to learn more.

    Everyone needs competent, objective financial advice from time to time. The Garrett Planning Network has a nationwide membership with hundreds of independent, Fee-Only financial planners providing advice to people from all walks of life, without minimum account requirements, sales commissions, or long-term commitments. Our members proudly embrace their fiduciary duty, always placing their clients' best interests first.

Contact Carl Emerick

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Office Locations:

  • 1580 McLaughlin Run Road
    Suite 210
    Pittsburgh, PA 15241

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