CFP®, CPA, MS
Emerick Financial Planning, LLC
Fee-Only Financial Advisor serving the Pittsburgh, PA area.
Emerick Financial Planning is an independent, fee-only financial planning firm conveniently located in the South Hills of Pittsburgh, PA. We provide financial planning, investment advice, and hourly financial counsel for individuals and families, regardless of level of income, net worth, or investment value. We do not accept commissions for any products or services that we may recommend - just objective, as-needed financial advice and planning. Contact us today with any questions or to schedule a complimentary "Get Acquainted" meeting.
Sentinel Wealth Management, Inc. - Director of Financial Planning (2002 - 2015)
Ronald Blue & Co. - Financial Planner (1998 - 2002)
ULLICO, Inc. - Accountant (Tax, Cash Management, Budgeting)
CPA - State of Pennsylvania
Master's degree in Financial Planning
Bachelor's degree in Accounting
Carl Emerick is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Emerick Financial Planning, LLC is:
We are not affiliated with any financial firm, brokerage, or insurance company, allowing us to provide advice free from conflict of interest from third parties. We receive no commissions, kickbacks, or other financial incentives from financial companies, freeing us to recommend whatever is in your best interest, because the only one who pays us is you.
As a CERTIFIED FINANCIAL PLANNER™ professional, Carl believes that financial decisions are best made in the context of a person’s overall financial situation and priorities. Before formulating specific recommendations, we will thoroughly analyze the details that may affect each decision to make sure that the various areas of your financial life fit together.
Carl has almost 30 years of experience in the financial services field, the last 17 years in personal financial planning and investment management. He has a Bachelor's degree in Accounting and a Master's degree in Financial Planning, as well as the CPA and CFP® designations. Carl has previously been with a large national wealth management firm and has been a partner in a small financial planning practice, serving clients from all walks of life during that time.
We formulate recommendations that are based on your goals, not on any proprietary financial products or services. Identifying, quantifying, and prioritizing your various goals is a crucial and integral part of the financial planning process. While it is tempting to dive straight into particular investments, tax strategies, and insurance products, we keep in mind that these are tools that we apply to helping you achieve your goals, and are best discussed after we know what you are trying to accomplish.
As a CERTIFIED FINANCIAL PLANNER™ professional, Carl has taken a fiduciary oath, legally binding him to put your interests above his own. Many advisors are not fiduciaries and do not have this obligation. In fact, they may be required to put the interests of their employers ahead of yours. At Emerick Financial Planning we have gladly signed a fiduciary oath that confirms our commitment to giving you advice that is in your best interest.
From a full, broad-based financial plan to focusing on a single issue on an hourly basis, we can provide the advice and direction you need to accomplish your goals. In addition, we can help implement the recommendations that we make, if you choose. At Emerick Financial Planning, we have no investment, income, or net worth minimums, so we can help almost anyone.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Carl Emerick is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Carl Emerick is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Carl Emerick is a Certified Public Accountant (Learn More)
A Certified Public Accountant (CPA) is a designation given by the American Institute of Certified Public Accountants to those who pass an exam and meet work experience requirements.
Carl Emerick is a member of the Garrett Planning Network. Click here to learn more.
Everyone needs competent, objective financial advice from time to time. The Garrett Planning Network has a nationwide membership with hundreds of independent, Fee-Only financial planners providing advice to people from all walks of life, without minimum account requirements, sales commissions, or long-term commitments. Our members proudly embrace their fiduciary duty, always placing their clients' best interests first.
Contact Carl Emerick
1580 McLaughlin Run Road
Pittsburgh, PA 15241