Carl Nadwodny

CFA

Convergent Financial Strategies

Financial Advisor

Carl Nadwodny

CFA

Convergent Financial Strategies

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Carl Nadwodny, CFA

Carl Nadwodny is a Fee-Only Financial Planner located in Wayne, PA and serving clients nationwide.

Carl Nadwodny is a Wayne, PA fee-only financial planner. Convergent Financial Strategies provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Carl Nadwodny is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Carl Nadwodny is the Chief Investment Officer for Convergent Financial Strategies, LLC. Carl has over 20 years of financial services industry experience, managing investments for individuals, corporate executives, entrepreneurs as well as endowments and corporations.

Prior to joining Convergent Financial Strategies, Carl was Chief Investment Officer for First Niagara Bank’s Private Client Services group, where he developed financial solutions for clients with significant net worth. He developed his fixed income and capital markets expertise as Financial Market Economist with SB Financial Services Corp, an investment subsidiary of a Long Island, NY-based commercial bank. Carl obtained his due diligence, trading and portfolio management experience at Executive Financial Services, a registered investment advisor based in suburban Philadelphia, PA. His formative years were spent in Advanta Corporation’s treasury group where he focused on risk management and hedging strategies using derivative instruments.

A student of the market and investor psychology, Carl implemented an investment discipline at First Niagara that combined behavioral finance and asset-liability management. This approach enabled clients to invest according to their individual needs, and not view success in terms of broad market indexes. Carl uses this strategy at CFS–portfolios are tailored specifically for each client. Each portfolio incorporates objective decision making, which seeks to avoid the temptation to invest in the latest fad investment and focus instead on what is truly important to each client.

Carl has a Masters of Business Administration degree from Drexel University, a Bachelor of Science degree from Villanova University, and holds the Chartered Financial Analyst (CFA) designation. He is active in local community organizations and enjoys traveling, biking and spending time with his family. Carl and his wife reside in suburban Philadelphia with their two children.

Carl Nadwodny is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Convergent Financial Strategies is the focal point for all aspects of your wealth management – from accumulation and growth through preservation and distribution. Your team includes a financial planner, investment manager, and tax professional-- all working together to provide highly personalized guidance and solutions. By taking an objective and proactive approach that reflects the nuances and complexities of your individual situation, we strive to build a long-term relationship with you. Acting as a fee-only fiduciary, we do not earn transaction-based compensation from financial planning activities.  All of our compensation comes directly from our clients.  Furthermore, we are not affiliated with any commission-early firm such as a bank, broker-dealer, or insurance company.  Operating in a fiduciary capacity means that we always have YOUR best interests in mind.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Carl Nadwodny is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • CFA - Chartered Financial Analyst
    Carl Nadwodny is a CFA® charterholder

    A Chartered Financial Analyst® (CFA®) is a professional designation given by the CFA Institute, formerly AIMR, that measures the competence and integrity of financial analysts. Candidates are required to pass three levels of exams covering areas such as accounting, economics, ethics, money management and security analysis.

Contact Carl Nadwodny

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Office Locations:

  • 460 E. Swedesford Road
    Suite 2010
    Wayne, PA 19087

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