Carl Sensenig

Sensenig Capital Advisors, Inc.

Financial Advisor

Carl Sensenig

Sensenig Capital Advisors, Inc.

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Carl Sensenig

(610) 584-9700

Independent, fee-only wealth management firm located in the Philadelphia area and serving clients across the country.

Carl Sensenig is a Collegeville, PA fee-only financial planner. Sensenig Capital Advisors, Inc. provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Carl Sensenig is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Carl Sensenig is responsible for overseeing the management of Sensenig Capital and works closely with several of the firm’s long-term clients. Carl founded Sensenig Capital Advisors in early 2007 after approximately 20 years of experience as Vice President at one of the country’s first registered investment advisory firms.

Prior to that, he held various high-level management positions within several publicly traded companies. Carl also served four years in the United States Air Force.Carl earned his Bachelor of Science degree in Business Management from York College of Pennsylvania and a Certificate of Professional Studies in Finance from Ursinus College.

In addition to being active in church leadership, Carl currently serves on the boards of several local non-profit organizations, including Advanced Living Communities and The Schwenkfelder Library and Heritage Center.

In his spare time, Carl enjoys spending time with his grandchildren, working out at the gym, biking, gardening, reading and short getaway trips for some rest and relaxation. Carl is a native of Lancaster County and resides in Worcester Township, Pennsylvania with his wife of 40+ years.

Carl Sensenig is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Sensenig Capital is an independent, fee-only wealth management firm located in the Philadelphia area.

Our advisory team has over 50 years of combined experience counseling individuals in investments and wealth management, and providing unbiased advice to sponsors of 401(k), 403(b), 457, and other company retirement plans — skills for which clients have specifically sought out Sensenig Capital.

Our History

Sensenig Capital opened its doors in 2007 when veteran advisor Carl Sensenig saw an opportunity to deliver more objective, customized advice with a focus on the clients’ best interest. At that time, Carl brought more than 20 years of experience as Vice President and Portfolio Manager to Sensenig Capital — and a commitment to the “fee-only” model, considered the “gold standard” of financial advice.

Today, Sensenig Capital proudly serves many families and small businesses in the Philadelphia and Mid-Atlantic region, and around the country. We provide the intimacy of a small boutique, backed by the resources and security of a large financial services organization.

Our Approach

Fee-only: Sensenig Capital does not receive commissions or sell products, minimizing conflicts of interest. Nor are we tied to a larger investment firm that dictates our advice.

  • Compensation based solely on fees for advice provided and/or ongoing management
  • Required form of compensation for NAPFA-registered advisors
  • Legally held to the highest fiduciary standard

Evidence-based: Decades of unbiased, evidence-based solutions guide our approach to helping our clients achieve financial peace of mind.

Focus on cost: We only use low-cost, broadly diversified investment vehicles. Generally, our solutions include low-cost investments offered by Dimensional Fund Advisors, Vanguard, and others.

Deep fiduciary responsibility: As a fiduciary, we have an obligation to put client interests ahead of our own.

Credentialed professionals: We have a commitment to providing the highest level of advice. Our advisory staff members are required to obtain and/or maintain a Certified Financial Planner (CFP®) designation.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Carl Sensenig is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

Contact Carl Sensenig

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Office Locations:

  • 100 Springhouse Dr
    Suite 206
    Collegeville, PA 19426

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