Carol Alexander

CFP®, AIF®, CDFA®™

Retirement Investment Advisors, Inc.

Financial Advisor

Carol Alexander

CFP®, AIF®, CDFA®™

Retirement Investment Advisors, Inc.

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Carol Alexander, CFP®, AIF®, CDFA®™

(405) 842-3443

    Fee-Only financial planner located in Oklahoma City, OK, serving clients locally and across the country

    Carol Alexander is a Oklahoma City, OK fee-only financial planner. Retirement Investment Advisors, Inc. provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Carol Alexander is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

    Carol Ringrose Alexander holds the CERTIFIED FINANCIAL PLANNERprofessional certification and has worked as a financial advisor since 2000. She helps clients identify and achieve their financial goals.

    Carol also holds the Accredited Investment Fiduciary™ and Certified Divorce Financial Analyst™ professional designations. Holders of the AIF® certification have successfully completed a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. The CDFA™ certification requires completion of a specialized educational program in professional divorce planning offered by the Institute for Divorce Financial Analysts™. She is trained to evaluate the tax implications of dividing property and the settlement options for dividing pensions, marital property and awarding of child and spousal support.

    Before becoming a financial advisor, Carol attained the highest certification in the field of fundraising, the Advanced Certified Fundraising Executive (ACFRE) from the Association of Fundraising Professionals. While she served as director of development for Casady School, the annual fund increased 1,050% and more than $15 million was raised through a capital campaign. In addition, she has worked with numerous nonprofit organizations as a consultant and volunteer.

    She previously worked at the Presbyterian Health Foundation as director of public relations and as a reporter and columnist for The Journal Record newspaper. She received a master's degree in Spanish from Middlebury College in Vermont while studying in Madrid, Spain, and, undergraduate degrees in journalism and Spanish from Oklahoma State University.

    Carol serves as development vice president for Lyric Theatre and on the Science Museum Oklahoma board. She is a member of Leadership Oklahoma City and served as chairman of the board of St. Luke's United Methodist Church in 2008 and president of Oklahoma Chapter of the Association of Fundraising Professionals in 1998. She was named one of The Journal Record's Woman of the Year "50 Making a Difference" in 2010 and 2012.

    Carol Alexander is a Member of the National Association of Personal Financial Advisors

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

    NAPFA members live by three important values:

    • To be the beacon for independent, objective financial advice for individuals and families.
    • To be the champion of financial services delivered in the public interest.
    • To be the standard bearer for the emerging profession of financial planning

    We believe that every client has a unique situation, and that clients' needs vary. Our role is to provide our clients with greater financial independence and confidence in their investments by helping them make smart, well-informed decisions about their investments and retirement plans. Retirement Investment Advisors, Inc.'s investment strategy is to enhance our clients' successes by creating individualized, dynamic portfolios that can help optimize returns and reduce volatility. We are strategically working with quality investment management firms to execute the details of each client's personal plan.
     

    OUR APPROACH

    FIRST MEETING - INITIAL CONSULTATION

    The first step in the investment process is a meeting in our office in which our financial professionals discuss a variety of matters relating to your financial situation. We will ask you to bring a list of assets (what you own) and liabilities (what you owe), copies of bank and brokerage statements and information about any other assets you may have in order to provide you with a complete financial management evaluation. We discuss your plans for the future and any special concerns you may have, such as caring for an elderly parent or minimizing taxes in the transfer of your estate. We will also share in greater detail the services offered and the fee options available with our compensation. This meeting is an opportunity to determine if we are compatible with each other. There is no charge for this initial consultation or any other meeting prior to becoming a client.

    We generally meet with prospective clients on an average of three times before they sign on as a client. We believe that choosing a financial advisor is an important decision and that it should not be taken lightly.

    ADVISORY PROCESS

    When a decision is made to proceed, the in-depth financial advisory process begins. Our financial professionals will begin to recommend proposed strategies, not products, to your financial concerns and indicate our recommendations for your completed financial management program. On an ongoing basis throughout our relationship, we will keep you informed on all matters affecting your financial management program and provide as much education on the financial management process as you desire.

    TELEPHONE COUNSELING

    In the weeks and months following the implementation of your financial management program, you will receive many documents in the mail. You are encouraged to call us any time you receive something you don't understand or if you have any questions. If a major financial event occurs in your life, such as a retirement distribution, death of a loved one, change in marital status, birth of a child or grandchild, sale of a home or business, or an anticipated receipt of an inheritance, it is important that you call so we can properly plan for the event and adjust your financial management plan as necessary.

    PERFORMANCE REVIEW

    Generally, our financial professionals will schedule semi-annual meetings in which we will review your financial goals, measure your financial management investment performance and fine-tune your asset allocation to make sure you stay on track to achieve their goals.

    Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

    Specialties

    • Comprehensive Financial Planning
    • Retirement Income Planning
    • Investment Management
    • College Education Planning
    • Tax Planning

    Ideal Clients

    • Retirees and Near Retirees
    • Growing Families
    • Business Owners and Executives
    • Sudden Money Situations
    • Novice Investors

    Working Together

    • In-Office Meetings
    • Virtual Meetings
    • Clearly Defined Fees
    • No Product Sales
    • Complimentary Initial Consultation

    Professional Designations & Affiliations

    • National Association of Personal Financial Advisors (NAPFA)
      Carol Alexander is a NAPFA-Registered Financial Advisor

      The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

    • Certified Financial Planner (CFP)
      Carol Alexander is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

      CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

    • Financial Planning Association
      Carol Alexander is a member of The Financial Planning Association® (FPA®)

      FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

    • Accredited Investment Fiduciary®
      Carol Alexander is an Accredited Investment Fiduciary® (AIF)

      Advisors who have earned the Accredited Investment Fiduciary designation are able to immediately show that they are interested in and working towards the best interests of their clients. They have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation.

    • Divorce Financial Analyst
      Carol Alexander is a Certified Divorce Financial Analyst® (CDFA®)

      A CDFA® professional is a financial professional skilled at analyzing data and providing expertise on the financial issues of divorce. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact the client’s financial future. A CDFA® can take on many roles in the divorce process: Financial Expertise and Strategy, Data Collection and Analysis, Expert Presenter and Litigation Support. In some cases, CDFA® professionals are called upon to act as expert witnesses in court or in mediation proceedings.

    Contact Carol Alexander

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    Office Locations:

    • 3001 United Founders Boulevard
      Suite A
      Oklahoma City, OK 73112

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