Better Money Decisions
Senior Wealth Manager
Better Money Decisions
Senior Wealth Manager
For over 13 years I have helped my clients not just as a fee-only financial planner and investment manager, but as a financial coach and cheerleader. Since money is such an emotional topic, I think of what I do every day as financial counseling more than just focusing on dollars and cents. - Carol Bell, CFP®, MBA
Fee-Only financial planner located in Scottsdale, AZ, serving clients in-person in the Phoenix Metro Area and virtually across the country
Carol Bell is a Scottsdale, AZ fee-only financial planner. Better Money Decisions provides comprehensive financial planning, financial planning for divorce, and investment management to help women organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Carol Bell is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Carol Bell, CFP®, has been working in the financial industry since 2007 and joined Better Money Decisions as a Senior Advisor after working for Charles Schwab, Inc. and Vanguard. Her undergraduate degree in Psychology is from Arizona State University and she has a Master of Business Administration degree from the University of Phoenix. She received her Certified Financial Planner™ designation in 2011.
“Growing up, my family–like many others out there–did not discuss our finances. Money was a mystery to me until well after I had graduated from college and was out on my own. I remember what it was like to be unsure about making money decisions, and that was what drove me to start educating myself and eventually led me to a career in the investment industry.”
Carol specializes in helping clients understand their investments. She is not just a financial planner and investment manager, but loves her role as a financial coach and cheerleader. “Money is such an emotional topic. I think of what I do every day as financial counseling more than just focusing on dollars and cents.”A native of Arizona, Carol lives in Phoenix with her husband and two children. They spend a lot of family time outdoors- hiking, taking trips in their camper, and visiting national parks. Carol is an avid reader and is always looking for suggestions for new titles to check out!
CAROL’S WORST MONEY DECISION: Feeling pressured and rushed to buy a home in 2005 when the housing market was overheated. I should have followed my instincts, held off, and worked on saving a larger down payment rather than scrambling to buy something that wasn’t really what I wanted. It took a decade to recover the losses on that house when the housing market collapsed in 2008.
CAROL’S BEST MONEY DECISION: Putting my savings on auto-pilot by consistently contributing to my employer’s 401(k)s. Maximizing whatever employer match is offered is free money towards retirement!
Carol Bell is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Better Money Decisions was built on the foundation of superior service and a sincere desire to help clients make critical decisions as they navigate the transitions into the various stages of their lives. We put our expertise and vast experience to work for you as your partner throughout the many decisions that affect your financial life. Every financial decision has an emotional impact and we appreciate the fact that sometimes emotions can outweigh the dollars and cents. We’ll help you sort through these decisions, as well.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Carol Bell is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Carol Bell is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Contact Carol Bell
14301 N 87th St
Scottsdale, AZ 85260