Financial Planning Focus
Fee Only Financial Planner Located in San Rafael, CA and Serving Clients Nationwide Remotely
I’m Celeste Mirassou, CFP®, RIA, an independent financial planner. I offer my financial planning and budgeting services on a project or hourly basis — only. I am compensated only by you, so my focus is on your specific needs and budgetary requirements. My loyalty is only to you. I receive no commissions for products.
I am also a Registered Investment Advisor. I provide objective and affordable solutions for investors looking for cost-effective help with investing. I focus on your needs, with no management fees based on “minimum” investable assets.
Everyone has different needs. I have found that’s definitely the case when it comes to finances. Some of us wonder how we should invest our money. Others worry about how to save enough money to invest. Some of us are concerned with buying our first home. Others wonder about selling their home when they retire. Still others are wondering if they can ever can retire!
No matter what your financial questions may be, I believe the best way to get reliable, practical and objective answers is to work with a financial planner.
The bottom line – no matter what the issue – is that I want to work with you to find a solution. As a problem-solver, it is my business, and my passion, to make a difference and touch lives by giving my clients the tools they need to manage their money with ease.
Sound good? All it takes to get started is a phone call, or an email, or a click on the link above. I look forward to talking to you about your financial goals, issues, and problems. Working together, I know we can get you to where you want to be.
Celeste Mirassou is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
What Makes Me Different
“Do I have a license or a certification that qualifies me to offer financial planning services?”
Yes, a Certified Financial Planner® must pass an extensive exam and meet industry experience requirements. And she must continue studies in the field to maintain that license.
Are financial planners regulated?
I am a Registered Investment Advisor with the State of California. It means that I need to comply with standards of performance as well as disclosure about how I operate my business. This includes making one document that I file with the state, my ADV, available to you upon request.
Am I a Fee Only Financial Planner? Yes.
Will I put my client’s interest above my own interests? Yes.
I conform to the guidelines of the National Association of Personal Financial Advisors (NAPFA) the only financial planners’ professional association that requires a review of a financial plan by our peers before admittance and the acceptance of a fiduciary oath.
How do I give back to the field of financial planning?
I was an adjunct faculty member at Golden Gate University in the Masters of Science Financial Planning program for insurance and estate planning, and I taught insurance planning at University of California Extension.
I also served as a board member of the San Francisco chapter of the FPA (Financial Planning Association) chairing the Sponsorship Committee.
Where did I acquire the necessary experience?
- Ten years of financial planning experience including work as a paraplanner (think “As a paralegal is to a lawyer…) for other financial planners
- Ten years of financial services sales experience in direct sales and as a sale consultant
What is my educational background?
I have a Bachelor of Arts from University of California at Santa Barbara in Business Economics with an Accounting Emphasis.
What do I do for fun?
If I am not on the water I like to hike the trails on Mt. Tamalpais and entertain friends in my home. I am grateful for having moved to Marin County in 1997. I have found my home, my community and my spiritual practice here. And as a financial planner, I have found my way to make a difference in people’s lives.
Why am I so enthusiastic about racing sailboats on the Bay?
Most weekends you can find me out on the Bay racing sailboats. It’s a great sport that allows me to work closely within a team as we push the boat, and sometimes the team, to its limits. It’s a great community of people who share a passion and who know how to have fun together.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Celeste Mirassou is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Celeste Mirassou is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Contact Celeste Mirassou
211 Biscayne Dr.
San Rafael, CA 94901