Chandler Fugate-Laus



Founder and Financial Advisor

Chandler Fugate-Laus



Founder and Financial Advisor

I serve clients virtually as an encouraging partner and expert resource, to empower you to make sound money decisions. I specialize in working with young professionals, couples combining finances, and 1st & 2nd generation Americans. - Chandler Fugate-Laus, CFP®


Moneyfluent is a purpose-driven, AAPI woman-owned, virtual financial planning firm. We are fee-only, flat-fee, & advice-only.

Moneyfluent's thoughtfully-crafted 12-week planning process delivers affordable financial advice that ensures that your financial plan gets launched. Through a series of guided meetings with an experienced advisor, you’ll receive personalized advice, money management instruction, and financial wellness education.

Chandler Fugate-Laus is a Columbus, OH financial planner, who serves clients locally and across the country. She is a fee-only, fiduciary, and independent financial advisor. Chandler is never paid a commission of any kind and has a legal obligation to provide unbiased and trustworthy financial advice.

As principal at her previous firm, Chandler reluctantly turned away people who weren’t a fit for their retainer model. Over time, she realized a real need for an advising option that was more accessible to a broader demographic. She envisioned a model that would provide more affordable advice through a short-term program that prioritized plan implementation. But this model didn’t exist - so she built it.

Through short-term engagements and free “office hour” planning services, Moneyfluent aims to advocate for greater access to financial advice. Equitable and inclusive financial planning is more than a career to Chandler — it’s a passion. Her approach is simple:

1.         Teach clients to understand their money → Financial literacy

2.         Develop doable plans to fuel the future they want → Practical advice

3.         Help them implement those plans → Money management skills


Chandler is a CERTIFIED FINANCIAL PLANNER™, AFCPE® Accredited Financial Counselor candidate, and member of The National Association of Personal Financial Advisors and XY Planning Network.

After starting her first career as an Actuarial Analyst, Chandler migrated to financial planning where she could use her math skills to positively impact peoples’ lives. She built her expertise by providing all-inclusive concierge planning services at a boutique firm, eventually rising to Partner and Senior Advisor. Notably, she co-launched and grew her previous firm, one of the few 100% multi-female-owned firms nationwide, to serve over 100 households with $120M+ in assets under management within the first three years.

Today, Chandler is excited to offer her expertise to a more diverse clientele. As the daughter of an immigrant family, she is especially passionate about working with 1st & 2nd generation Americans, young professionals, and couples as they combine finances, setting them up for a prosperous future.

Fun Facts: Chandler is a classically trained violinist, and while she now only plays for fun, she keeps in touch with her musical side by singing, bopping, and volunteering with The Harmony Project, a 500-voice choir focused on connecting all people across social divides through the arts, song, and community service.

Chandler Fugate-Laus is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Our Services

We deliver a financial planning experience that empowers you to make savvy financial decisions.

Our planning process is 12 weeks, start to finish. Through this series of guided meetings, we teach you the tools you need for financial success, so you can handle your own dollars with confidence. You’ll receive personalized guidance, you’ll learn to understand your money, and we’ll cruise through a strategic action plan together. Here are 3 things that you'll like about working with us:

  1.  We implement your plan with you, so that you develop money management skills. We "do-it-together" before you DIY, so that your financial success never sits on the backburner.
  2.  We prioritize practical financial plans, as we believe that the best plan is a doable one. We aim to ease your money anxiety, not add to it!
  3.  We provide comprehensive yet affordable financial advice. This means that we include investment advice, without investment management or expensive ongoing fees.

Our Mission

Through short-term engagements as well as free "office hour" planning services for people of color, we advocate for equitable and inclusive access to financial planning. Our services take financial advice a step further, by developing money management skills to increase money fluency.

Moneyfluent is a purpose-driven business, powered by years of hands-on experience helping clients of all ages and net worths to understand, strategize, and improve their financial situation.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Cash Flow Structure
  • Investment Advice
  • Long-Term Retirement Planning
  • Short & Mid-Term Goals Planning
  • Financial Wellness

Ideal Clients

  • Couples Combining Finances
  • Newlyweds
  • Millennials
  • Novice Investors
  • Recent Graduates
  • Young Families

Working Together

  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation
  • Short-Term Engagements
  • Plan Implementation Assistance

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Chandler Fugate-Laus is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Chandler Fugate-Laus is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Chandler Fugate-Laus is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Chandler Fugate-Laus

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Office Locations:

  • Virtual Financial Planning
    Columbus, OH 43203

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