Charles Ho
CFP®
Legacy Builders Financial
Financial Planner
Charles Ho
CFP®
Legacy Builders Financial
Financial Planner
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Charles Ho, CFP®
Fee-Only financial planner located in Folsom, CA, serving clients locally and across the country
Charles Ho is a Folsom, CA fee-only financial planner. Legacy Builders Financial provides comprehensive financial planning, objective financial coaching, and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Charles Ho is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Charles Ho is a fee-only financial advisor at Legacy Builders Financial, located in Folsom, CA.
Hey, I’m Charles …
I was born in Taiwan, but moved to California when I was 3. I grew up in Silicon Valley, but never saw myself forging a career in tech. I eventually pursued vocational (full-time) ministry, and majored in Pastoral Ministry in college. After I graduated though, I felt I needed to enter the “corporate” work field to be able to relate to people and get a first-hand understanding of how the world worked. I started working in the financial services industry, and have been here ever since!
Working in the financial world, especially in San Francisco, was extremely rewarding but also extremely challenging. The part of me which aspired to serve people and minister to people continued to yearn for more. After 10 years in the corporate environment, I decided it was finally time to blaze my own trail, one that enabled me to fully serve my clients and help people who needed financial help.
I started Legacy Builders Financial to help other families not only articulate what they want their legacy to be, but also to hold their hand as they set forth to create it. I am a fee-only registered investment advisor, and my main goal is to be able to help clients achieve their goals and build their legacy, one step at a time. No commissions, no upselling, no fluff!
Outside of work, I am married with three young children. I love exploring the world through their eyes, whether it be camping, swimming, or the world of video games! I live in the small community of Folsom, and dream of one day selling my home and traveling the country in an RV, although nobody else is on board with that… yet. I love meeting new people and hearing their stories. I’d love to hear yours!
Charles Ho is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
At Legacy Builders Financial, we understand that every client is unique. Some come to us following a change in marital status. Others, when their financial needs become more complex. No matter how clients find us, they can rest assured that our suggestions are driven solely by their individual goals. Nothing more!
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Financial Coaching
- Retirement Income Planning
- Investment Management
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Charles Ho is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Charles Ho is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Charles Ho is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Charles Ho is a Member of the Sacramento Financial Advisors Network, a group of independent, fee-only financial advisors who are passionate about helping our clients reach their goals
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Charles Ho is Quoted on Nasdaq.com: "Your Parents’ Money Guru May Not Be Right for You"
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Charles Ho is Quoted on The Huffington Post: "9 Questions To Ask Financial Advisors Before Hiring One"
Contact Charles Ho
Office Locations:
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102 Wild Way Ct
Folsom, CA 95630
