Chelsea D. Rude

CFP®, MPAS®, APMA®, EA

Rude Wealth Advisory

Financial Advisor / Owner

Chelsea D. Rude

CFP®, MPAS®, APMA®, EA

Rude Wealth Advisory

Financial Advisor / Owner

As a fee-only financial planner, my mission is to bring clarity and confidence around your finances, enabling you to live life to the fullest, be generous, and pass your wealth on wisely to those you cherish most. - Chelsea D. Rude, CFP®, MPAS®, APMA®, EA

618-280-0860 ext. 1

Fee-Only financial planner located in Olney, IL, serving clients locally and across the country

Chelsea Rude is an Olney, IL fee-only financial planner. Rude Wealth Advisory provides comprehensive and objective financial planning, investment management and tax preparation to help individuals and families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Chelsea Rude is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Chelsea Rude is a Financial Advisor and the Owner of Rude Wealth Advisory located in Olney, IL.


At Rude Wealth Advisory, our mission is to bring clarity and confidence around your finances, enabling you to live life to the fullest, be generous, and pass your wealth on wisely to those you cherish most. All of our financial plans are customized to help you reach your own personal goals.

Education & Designations

I have a bit of a healthy obsession with learning.  I grew up in Richland County and attended High School in Noble. I am a proud graduate of Olney Central College, where I now get the pleasure of serving on the Foundation Board. I received my B.S. in Finance from Eastern Illinois University and my M.S. in Personal Financial Planning from CFFP. Along the way, I’ve earned a few other designations. I am a CERTIFIED FINANCIAL PLANNER™ Professional as well as an Enrolled Agent. Outside of my work as an advisor, I teach courses in business and finance at Vincennes University. 

Work History

While in college I worked for a couple of banks, but my first position with true financial planning experience was with a firm in Urbana, IL in 2010. I consider myself blessed to have avoided the insurance sales or door knocking gigs so many “advisors” start out with. At Franklin Wealth Advisors, I was able to learn from an expert with several decades of experience and an undeniable passion for the work. At the end of 2014, I left FWA and moved back home to Richland County and joined TrustBank.

From the end of 2014 to Spring 2021, I worked for TrustBank. While there, I provided financial planning services, managed the investment assets for the Trust department, and led the IL wealth management team. I worked with families in all stages of life to develop and implement plans to achieve their goals. At the end of 2020, I decided it was time to move on and begin plans for a new journey – starting my own firm. My goal for Rude Wealth Advisory is to narrow my focus to a smaller group of clients, allowing me to provide a superior level of personalized service.

Personal / Family

My husband, Bill, and I have been together since 2010 and married since 2013. We are both originally from Richland County, so the decision to move “home” in 2014 was mutual. We have two kids, Olivia & Henry, and are grateful to have both sets of grandparents along with siblings, cousins, aunts, uncles, etc. living close by. As a family, we love being active outside and traveling to new places.

My “Why”

Our work plays a critical role in our identities, whether we realize it or not. It brings to light our strengths and weaknesses and provides affirmation of our life’s purpose. We all have unlimited potential to positively impact others, and I consider myself blessed to have found the connection between providing value to others and meaning to myself in such a rewarding field. I’ve always had a passion for numbers and business. When inside the wrapper of helping families reach their goals, this work is even more fulfilling.                     

Chelsea D. Rude is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Who we serve

At Rude Wealth Advisory, we strive to serve individuals and families across the wealth spectrum. Our mission is to bring clarity and confidence about your finances, enabling you to live life to the fullest, be generous, and pass your wealth on wisely to those you cherish most.

Our Values

We build plans rooted in your values. Money is a means, not an end, so we work hard to understand what is important to you and what you want to achieve for the future.

  • Organization – We bring order to your financial life.
  • Personalization – Your plan and your progress are specific to you.
  • Availability – We understand that we can provide quality and value to a limited number of clients which allows us to be more available for you.
  • Accountability – Contrary to our name, we are nice and are careful not to judge. We will provide the careful nudges necessary to keep you on track with your goals.
  • Proactivity – We help anticipate the key transitions in your life so you will be financially prepared for them.
  • Education – Clearly it is a healthy obsession of ours :). We will pass on specific knowledge that you need to succeed.
  • Stewardship – We believe we are stewards of wealth, not owners. This responsibility is not taken lightly.
  • Partnership – We work with you, as partners, to help your family achieve the best life possible.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Tax Planning
  • Values-Based Investing

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Chelsea D. Rude is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Chelsea D. Rude is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Certified Financial Planner (CFP)
    Chelsea D. Rude is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • APMA - Accredited Portfolio Management Advisor
    Chelsea D. Rude is an Accredited Portfolio Management Advisor (APMA®)

    Individuals who hold the APMA® designation have completed a course of study encompassing client assessment and suitability, risk/return, investment objectives, bond and equity portfolios, modern portfolio theory and investor psychology. Students have hands-on practice in analyzing investment policy statements, building portfolios, and making asset allocation decisions including sell, hold, and buy decisions within a client’s portfolio. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.

  • Enrolled Agent with the IRS (EA)
    Chelsea D. Rude is an Enrolled Agent (EA) with the IRS

    An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.

  • Master Planner Advanced Studies - MPAS
    Chelsea D. Rude is a Master Planner Advanced Studies℠ Professional (MPAS®)

    MPAS® designees have completed a Master of Science degree with a major in personal financial planning or financial analysis. The program consists of 36-43 semester credits and delves into personal financial planning or investment-related content. Graduates are required to demonstrate critical thinking skills and problem-solving techniques. Additionally, individuals must complete assignments, projects, research, and papers and meet all graduation requirements for the Master of Science degree.

Contact Chelsea D. Rude

Please enter your name
Please enter a valid 10 digit US phone number in the format xxx-yyy-zzzz
Please enter a valid email address
Please leave a message for the advisor.
Clear Form
Please verify that you aren't a robot.
There was an issue sending your message. If this issue persists, please contact support.
Message Sent! Your message info will be displayed in other advisor contact forms to make it easy to send to multiple advisors. We do not share your message content beyond the advisors you choose.

Office Locations:

  • 401 S Whittle Avenue
    Olney, IL 62450

Outdated Browser Detected!

If you're seeing this message, it's because the web browser you're using to access our site is much older and no longer supported. Due to privacy and safety concerns, we don't allow older browsers to access our site. In order to access WhyFiduciary.com, please use a newer browser, like Internet Explorer 10 or above, Google Chrome, or Mozilla Firefox.

Download a newer browser