Chris Alman

CFP®, CEPA

Brown Financial Advisory

Financial Planner

Chris Alman

CFP®, CEPA

Brown Financial Advisory

Financial Planner

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Chris Alman, CFP®, CEPA

(251) 928-9498

Creating a roadmap to help you achieve financial success is the cornerstone of what we do.

Chris Alman is a fee-only financial advisor in Fairhope, AL serving clients throughout the Mobile Bay region and across state lines. Brown Financial Advisory provides comprehensive financial planning and wealth management to help individuals, families and high net-worth clients grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Chris Alman is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

While running his own real estate investment consultancy in 2009, Chris Alman discovered that his clients, even though they were sophisticated and prudent investors, had questions they needed answered and no one to rely on to help solve them. Understanding their stress and worry, Chris made it his mission to become a trusted resource for financial guidance.

Since then, Chris has been relieving his clients’ worries by guiding them through the vast array of financial concerns and delivering strong solutions to fit their unique needs. He believes that people will be successful if they have a clear, easy-to-follow plan that is focused on what is most important to them.

EDUCATION/CERTIFICATIONS

  • Chris graduated from The University of Alabama with B.S. in Finance.
  • He is a CERTIFIED FINANCIAL PLANNER ™ practitioner. 
  • He is a NAPFA Registered Financial Advisor with The National Association of Personal Financial Advisors (NAPFA) and serves as the Chair of NAPFA Genesis—a peer group of financial planners under the age of 34 dedicated to advancing the Fee-Only financial planning profession. 
  • He is a member of the Financial Planning Association (FPA). 
  • He was recognized by the Eastern Shore Chamber of Commerce as the Young Professional of the Year in 2017.

Chris is a fly fishing fanatic. He ties his own flies and targets everything from small brook trout to 100-lb tarpon. He and his wife love to travel the world and hope to pass this passion on to their two daughters.  Chris is also active in his community. He leads Reading Is Fundamental, an early childhood reading initiative, with the Daphne/Spanish Fort Kiwanis Club and serves on the board for the Anchor Cross Cancer Foundation

Chris Alman is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Brown Financial Advisory was founded in 1986  and in our more than 30 year history we have helped hundreds of families achieve financial peace of mind. But our firm is not for everyone so it might help to know what three things make us different from “the other guys.”

First, Brown Financial Advisory is a “Fee-Only” firm and acts as a fiduciary for our clients. This simply means that we do not charge commissions or other fees and all of our compensation comes directly from our clients. This helps eliminate conflicts of interest and ensures that your best interest is always placed above ours.

Second, Brown Financial Advisory is a Financial Planning centered firm. A holistic financial plan is the roadmap to your financial success. It is not simply determining if you have enough for retirement, but it also helps you save on income taxes, helps you plan for illness, protects you when the unexpected arises and gives direction and purpose for your investments, among other things. Our Certified Financial Planner® practitioners provide planning as a part of all of our client engagements in order to help ensure your financial success.

Finally, Brown Financial Advisory is a financial Life Planning firm. Life Planning is the commitment to understanding each person’s most essential goals in life before constructing a financial plan. Traditionally, financial planners focus on the numbers – budgets, taxes, returns, insurance, etc. – without ever considering life’s most important questions like, “How would you describe your most fulfilling life?” or “About what are you truly passionate?” We believe it is not just important, but essential. After all, in the end, life is more than just accumulating assets.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Chris Alman is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Chris Alman is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Chris Alman is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • Certified Exit Planning Advisor® (CEPA®)
    Chris Alman is a Certified Exit Planning Advisor® (CEPA®)

    The Certified Exit Planning Advisor® (CEPA®) designation is obtained by financial professionals upon completion of a five-day in-person credentialing program. Advisors who earn this credential are specially trained to help business owners create an exit plan for selling their company for maximum benefit. The CEPA Program integrates exit strategy into business, personal, and financial goals of the business owner. Using this holistic approach, Certified Exit Planning Advisors® guide business owners to decide when’s the best time to sell their business and how to minimize taxes from the sale.

Contact Chris Alman

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Office Locations:

  • 54 Greeno Rd South
    Fairhope, AL 36532

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