Chris Hansen


Personal Choice Financial Advisors


I can work with clients anywhere!

Chris Hansen


Personal Choice Financial Advisors


As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Chris Hansen, CFP®

Fee-Only Financial Planner serving the needs of Procter & Gamble employees and retirees, and medical professionals across the country.

Chris Hansen is a Cincinnati, OH fee-only financial planner. Personal Choice Financial Advisors provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Chris Hansen is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Chris Hansen is a Fee-Only CERTIFIED FINANCIAL PLANNER™  CFP® who is passionate about two seemingly unrelated niches; financial planning for doctors (particularly newly graduated medical doctors) and retirement planning for Procter & Gamble employees and retirees.

How would one planner have two diverse areas of expertise?

The answer is simple. I spent 10 years at Procter & Gamble and my son graduated from the University of Cincinnati Medical School in 2016.

I left Procter & Gamble and started my Fee-Only Financial Advisory firm because I recognized that P&G employees and retirees had specific needs that could be best served through a fiduciary relationship with an capable advisor. In that vein, I earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in order to better meet my client's complex needs. I have been serving Procter & Gamble employees, retirees and their families for almost 25 years. I have recently created the website There I will post many of the Proctor & Gamble relevant financial planning techniques that I have employed over the years.

In 2016, my son graduated from the University of Cincinnati Medical School and headed to Ann Arbor, Michigan to become a Neurologist. I have been working with my him and some of his fellow graduates on their unique medical financial related issues. Most of them have substantial student loan debt and are eager to get their lives started but are unsure of how to proceed. Many are planning marriages, thinking about having children and wondering about buying their first house. As I help my son and his fellow doctors work through their issues, I will share them on my site I am also available for individual planning and consultation.

Why would you listen to me?

I am an ex Engineer who became a Certified Financial Planner™, and I love solving problems. I am a Fee-Only Planner, which means I don't sell any products. My intention is to share my advice and experience on my websites. Why am I giving this advice away for free? I am surprised at lack of good information that is freely available. Most of the information I have found is either incomplete or just plain wrong. The rest of the information is a thinly veiled attempt to sell commissioned products or to monitize a website. For many of you, the information I share here will be sufficient for you to make your own financial decisions. I will not hold back any information. Please keep in mind, I am not an English major, I am an ex Engineer. Also, it is difficult to anticipate everybody's individual circumstances and to clearly communicate to so many different people. After all, you didn't get where you are by reading a textbook, you're not going to become a financial expert by reading these websites. What am I selling? The only thing I sell is my advice. I proudly act as a fiduciary on my clients' behalf. This means that I have a legal obligation to put my clients' interests before my own. Many people are going to want more help or more tailored information. I encourage you to seek out a Fee-Only, Certified Financial Planner™. If you would like to engage me as your financial planner, please visit my services page. Again, the goal of this site is to share with you the information you need to make informed financial decisions. I hope these sites are able to help many more people than I have the time to meet with personally.

Chris Hansen is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

After 10 years as a Chemical Engineer with Procter & Gamble, Chris Hansen engaged his entrepreneurial spirit and desire to personally advise people as they journey through life to financial success. He started a Fee Only Financial Advisory firm that gave people an alternative to commission based money managers. Chris recognized that P&G employees and retirees had specific needs that could be better served through a fiduciary relationship with an actual advisor instead of a commissioned salesperson. in 1996, Chris earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in order to better meet his client's complex needs. He drew from his experience as a Procter & Gamble employee and financial planner the ability to answer many questions beyond just investments.

In 2002 John Britton joined with Chris and the firm became Personal Choice Financial Advisors, LLC. John brought 20+ years of experience with both P&G clients, local small businesses and other individuals.

Sharon Miller, CFP® joined with Chris and John in 2002. Her experience over the last 20+ years in the financial planning industry, specifically client services, has provided much needed back office support to the team. Sharon earned her CFP® designation in 1989.

At Personal Choice Financial, we are dedicated to understanding the needs of our clients, and we strive to effectively communicate our purpose to each and every client.  We serve the needs of our clients locally, throughout the country and internationally. We provide complete financial planning and money management services. Our diverse client base consists of P&G employees and retirees, young professionals new to the workforce and people looking to make mid career changes. Please take a look at our services page to see how we can help you to reach your financial goals.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Chris Hansen is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Chris Hansen is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Chris Hansen is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Chris Hansen

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Office Locations:

  • 4555 Lake Forest Dr
    Suite 650
    Cincinnati, OH

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