Christine A. Centeno

CFP®, MS

Simplicity Wealth Management

Financial Advisor

Christine A. Centeno

CFP®, MS

Simplicity Wealth Management

Financial Advisor

Your life is busy. Together we’ll develop a comprehensive plan giving you the confidence that you're making smart financial decisions. You can spend less time worrying, and more time enjoying life knowing you've got a plan to keep you on track. - Christine A. Centeno, CFP®, MS

Fee-Only, CERTIFIED FINANCIAL PLANNER™ in Richmond, VA, serving clients locally and across the country. My fiduciary responsibility is only to you, the client.

Christine Centeno is a Richmond, VA fee-only financial planner. Simplicity Wealth Management provides comprehensive financial planning and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Christine Centeno is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

I’m passionate, straightforward, down to earth, and love to learn. I believe financial planning and investments should be delivered in a simple, honest, and easy to understand manner.

My 11-year career in the financial industry has led me to a few simple conclusions:

  • Advisors rarely LISTEN, tend to overcomplicate, and use jargon
  • Your investments don’t have to be fancy or overcomplicated, and most importantly should match YOUR vision for the future
  • How and what you pay for advice should be transparent

As a fee-only planner, I help people like YOU. I specialize in comprehensive financial planning for:

  • Pre-retirees and widows, helping to visualize and plan for a successful next phase
  • Executives and mid-career professionals who need help understanding their stock options and complicated executive benefits

Business:

  • Fee-only, Fiduciary
  • CERTIFIED FINANCIAL PLANNER™ and Master Planner Advanced Studies (MPASⓇ)
  • 11 years of financial industry experience including Merrill Lynch, Morgan Stanley, and independent firms

Education:

  • The eternal student
  • Masters Degree in Financial Planning
  • Undergraduate Degree from the University of Notre Dame, Go IRISH!

Personal & Fun Facts:

  • I live in Glen Allen, VA with my husband, Osmin, and our dog Sorin.
  • In my free time, you find me riding the Virginia Capital Trail, hiking in the Canadian Rockies, and collecting new stamps in my passport.
  • I’m a Teach for America alumni. I taught bilingual first grade and 5th grade Math & Science.

 

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Christine Centeno is in the Media

Christine A. Centeno is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Simplicity Wealth Management is a fee-only financial planning firm offering Financial Planning and Investment Management services. 

 

It Starts With a Financial Plan

Every Financial Decision You Make is Guided by Your Plan

  • We focus on exactly what is right for you and for your situation.
  • Your plan is designed to deliver your goals—on your timeframe. 
  • A plan is a living document. We make changes to the plan when your priorities and goals change.
  • Your investments must support your Financial Plan—not the other way around.
  • Tax efficiency guides all planning and investment decisions.
  • Having an in-depth and comprehensive plan gives you greater confidence in your choices.
  • Having a plan helps to focus on what's important and eliminates the “noise” in the marketplace.
  • Less stress, less worry. You'll feel secure that you have thoroughly planned.

 

Book a Call

 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Employee Benefits Planning
  • Tax Planning

Ideal Clients

  • Clients with Stock Options
  • Retirees and Near Retirees
  • Mid-Career Professionals
  • Business Owners and Executives
  • Women's Finances

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Christine A. Centeno

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Office Locations:

  • 2400 Old Brick Rd
    Suite C35
    Glen Allen, VA 23060

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