CFP®, CDFA®, MBA
Sycamore Financial Planning
Fee-Only Financial Planner Located in Durham & Charlotte, NC and Serving Clients Nationwide
By providing comprehensive financial planning services on an hourly, as-needed basis, Chuck offers a unique and flexible approach to helping clients with their most important financial questions. As a client, you decide how much assistance you need – and when you need it. Because Chuck’s compensation comes directly from his clients, his only responsibility is to his clients. Chuck works collaboratively with you to identify your goals and to create a plan to help you achieve them.
As a member of the Garrett Planning Network, Chuck is committed to the Fee-Only model of providing independent, objective financial planning services and advice to people from all walks of life. Fair and transparent pricing is a key focus for Sycamore Financial Planning. We don’t accept commissions or referral fees from third parties, so you know that there is no conflict of interest with our product recommendations. Once we have our Get Acquainted meeting, we’ll provide a fee quote, show you how we came up with the amount, and work with you if we need to customize the project based on your budget. Our goal is to keep your overall investing costs as low as possible while enabling you to make smarter financial decisions, sleep well at night, and achieve your goals.
Chuck has been a part of the financial services industry since 2008, when he joined a local investment advisory firm in the roles of financial analyst, research analyst, and Chief Compliance Officer. Prior to this, Chuck worked for IBM for 10 years as a software engineer, project manager, and financial operations manager.
Chuck has completed four degrees in the areas of business, finance, and technology. This education has prepared Chuck to provide you with a high level of financial advice.
Chuck Clifton is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
- Personal financial planning.
- Retirement planning strategies.
- Investment portfolio design and asset allocation.
- Budgeting and debt management.
- College funding advice.
- One-time, periodic, or ongoing financial or investment advice.
- Second opinion on investments or current financial plan.
FEE-ONLY. Sycamore Financial Planning receives no referral fees or commissions from any third parties. Being fee-only allows us to focus exclusively on your best interest and provide objective recommendations to help you achieve your financial goals. It can often-times save you a lot of money too!
We are able to provide a flat-fee quote for the initial engagement at the conclusion of the complimentary consultation most of the time. With the flat-fee quote, as long as we stay within the original scope of our project, you won’t be charged any incremental hourly fees. You are also free to call and ask questions on the issues addressed in the engagement for up to a year after the recommendations meeting at no additional cost.
All services are billed at an hourly rate of $180. This rate is used both when determining a flat fee quote and when working on an hourly basis. A deposit and signed agreement is needed to start the engagement, and the remainder is due in the plan presentation meeting.
NO MINIMUMS. Sycamore Financial Planning does not require its clients to have a minimum amount of assets, account size, net worth, or income.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Chuck Clifton is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Chuck Clifton is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Chuck Clifton is a Certified Divorce Financial Analyst® (CDFA®)
A CDFA® professional is a financial professional skilled at analyzing data and providing expertise on the financial issues of divorce. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact the client’s financial future. A CDFA® can take on many roles in the divorce process: Financial Expertise and Strategy, Data Collection and Analysis, Expert Presenter and Litigation Support. In some cases, CDFA® professionals are called upon to act as expert witnesses in court or in mediation proceedings.
Chuck Clifton is a member of the Garrett Planning Network. Click here to learn more.
Everyone needs competent, objective financial advice from time to time. The Garrett Planning Network has a nationwide membership with hundreds of independent, Fee-Only financial planners providing advice to people from all walks of life, without minimum account requirements, sales commissions, or long-term commitments. Our members proudly embrace their fiduciary duty, always placing their clients' best interests first.
Contact Chuck Clifton
4819 Emperor Blvd
Durham, NC 27703
525 North Tryon Street
Charlotte, NC 28202