Craig Ritter


Continuum Wealth Management

Financial Advisor

Craig Ritter


Continuum Wealth Management

Financial Advisor

As a fiduciary, fee-only financial advisor, my focus is providing unbiased financial advice and investment management to help you achieve your retirement goals. - Craig Ritter, CFP®

(480) 296-2066

Fee-Only, Fiduciary Financial Advisor serving Scottsdale and Phoenix, AZ.

Craig Ritter is a fee-only financial advisor in Scottsdale and Phoenix, AZ.  Continuum Wealth Management provides fee-only, fiduciary retirement planning, investment management and financial planning to clients in Scottsdale and Phoenix, Arizona.  As a fee-only, fiduciary, and independent financial advisor, Craig Ritter is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.  We act as advocates for our clients!

A financial advisor with 15 years of experience in the financial planning and investment advisory industry.  He is a fiduciary and founder of Continuum Wealth Management, LLC, a Fee-Only Registered Investment Advisor (RIA) and financial planning firm in Scottsdale, Arizona.

Craig Ritter attended Arizona State University on a football scholarship where he was an offensive lineman for the Sun Devils.  He graduated with a Bachelor’s degree in Business Management.  After graduating, Craig was fortunate to have the opportunity to play professional football in a number of leagues.  Always having an interest in things financial and realizing this was an area that others needed objective advice and guidance in, Craig completed his Financial Planning Certificate from the American College in Bryn Mawr, Pennsylvania and passed the board examination, earning the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. 

Prior to founding Continuum Wealth Management, Craig worked in Financial Planning with The Vanguard Group where he served a wide range of high net worth individuals and families.

Craig is a member of the National Association of Personal Financial Advisors (NAPFA) where he leads the local Phoenix fee-only financial advisor study group, and also has participated in the Financial Planning Association (FPA)’s Financial Planning Week and The Arizona Republic’s Money Bus Tour outreach programs.

Craig has been quoted in various national and local media such as The Wall Street Journal and U.S. News & World Report. 

Craig enjoys weight training, hiking, biking, reading, traveling and spending time with family.  He lives in Scottsdale, Arizona.

Craig Ritter is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Who We Are

Continuum Wealth Management is an independent, Fee-Only Wealth Management Firm and Registered Investment Advisor (RIA).  We serve Scottsdale and the greater Phoenix area.  Continuum Wealth Management was founded by Craig Ritter, CFP®.  The firm is located at the Gainey Ranch Financial Center in Scottsdale, Arizona with an additional office in West Phoenix.

What We Do

We provide fiduciary, fee-only wealth management on an ongoing basis for affluent pre-retirees and retirees.  Our wealth management service is a combination of retirement planning, investment management and financial planning.

We design customized investment portfolios based on your goals, values, desires and objectives.  As fiduciaries, we are obligated to put your interests first and take seriously our responsibility for managing your assets.  We do not sell financial products or take commissions of any kind.  We act as an advocate for our clients!

While important, your investment portfolio makes up only one piece of your financial "pie."  We realize that having a complete understanding of your situation better allows us to manage your wealth.  Financial planning is the ongoing pursuit of a variety of issues that will more fully maximize your overall financial situation. Financial planning is based on your needs and desires, but may involve retirement planning, retirement distribution options, estate planning, tax planning, wealth preservation, risk management, college funding and charitable giving.

How We Help You

Continuum Wealth Management brings all areas of your personal and financial life together into an actionable plan.  We help you on your journey toward long-term financial success by:

  • Creating a plan to get you from where you are now to where you want to be
  • Helping you achieve your lifestyle and retirement goals
  • Managing and coordinating your financial affairs, allowing you the opportunity to focus on those things most important to you 
  • Helping you make good financial decisions 
  • Simplifying your financial life
  • Providing financial peace of mind!


Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management

Ideal Clients

  • Retirees and Near Retirees
  • Widows or Widowers
  • Busy Professionals

Working Together

  • Complimentary Initial Consultation
  • Clearly Defined Fees
  • No Product Sales

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Craig Ritter is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Craig Ritter is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Craig Ritter is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • Dimensional Funds
    Continuum Wealth Management is an Approved Dimensional Funds Advisor

    Dimensional believes an advisor can work closely with you to understand your financial needs and provide a range of wealth management services, while encouraging the discipline essential to long-term investment success. Financial advisors who work with Dimensional operate independently from Dimensional and vary in the extent to which they use Dimensional funds.

Contact Craig Ritter

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Office Locations:

  • 7337 East Doubletree Ranch Road
    Suite 282
    Scottsdale, AZ 85258
  • 12725 West Indian School Road
    Suite E-101
    Avondale, AZ 85392

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