CFP®, PhD, MS
President & Financial Advisor
CFP®, PhD, MS
President & Financial Advisor
As a fee-only financial advisor, I help family-oriented executives and business owners confidently delegate their financial management and achieve financial freedom and personal significance. - Curt Stowers, CFP®, PhD, MS
Fee-Only Financial Planner located in Naperville, IL, and Chicago, IL, and serving clients across the US.
F5 Financial is a Naperville, IL fee only wealth management firm with a holistic approach to financial planning, personal goals, and behavioral change. Through our F5 Process, we provide insight and tailored strategies that inspire and equip our clients to enjoy a life of significance and financial freedom.
Curt Stowers is a Certified Financial Planner. He is a graduate from the University of Illinois where he earned a BS, MS and PhD in Industrial Engineering. He’s a husband, father of three, an avid outdoorsman, and a follower of Christ.
Curt’s goal as a financial planner is to ensure that families, corporate executives, and entrepreneurs have a comprehensive financial plan in place to reach their life goals. With 18 years of experience as a corporate executive and having owned a Subway franchise for over a decade, he knows how to provide practical, first-hand perspectives in the financial planning process.
Curt was born in Orlando, Florida and has lived in over twenty different locations over his lifetime. He started working at the age of 16, balancing sports, an active social life, and studies throughout high school. He managed to earn three varsity letters, participate in championship scholastic teams, and graduate at the top of his class.
Curt spent nine years at the University of Illinois where he earned his BS, MS, and PhD degrees in Industrial Engineering. During his time at the University he remained active in athletics (participating in numerous intramural championship teams).
From 1993 to 2012 Curt was employed with Caterpillar. During that time he worked in inventory management, project management, commercial management, operations management, purchasing and business development.
Curt has always been fascinated with finances and around 2000 began exploring the possibility of offering a financial planning services company that would help families achieve their goals. In mid 2011, he took steps to turn the dream into reality.
In 2013 Curt transitioned to working as a financial planner full time. During 2013 he managed over $100M in portfolio assets and developed/administered financial plans for over 50 families in Naperville and the surrounding area.
He has had the chance to live in Peoria, Chicago, Denver and twice overseas, first in Dubai, United Arab Emirates and more recently in Brussels, Belgium.
For over 15 years he was a successful competitive fisherman, he’s become an avid golfer who proudly boasts of several sub-80 rounds, and has spent years coaching youth sports. Curt enjoys swimming, biking, and running and has been known to participate in sprint distance triathlons.
Along the way, Curt developed and opened a successful Subway franchise.
On October 22, 2015, Curt accepted Jesus Christ as his personal savior. Since this time, he has dedicated significant time and energy to growing in his Christian faith and better understanding how to honor and glorify God.
Curt’s diverse professional and personal experiences combined with working with individuals from multiple cultures and backgrounds enable him to offer guidance on a wide variety of topics.
Curt Stowers is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
F5 Financial is a fee-only wealth management firm with a holistic approach to financial planning, personal goals, and behavioral change. Through our F5 Process, we provide insight and tailored strategies that inspire and equip our clients to enjoy a life of significance and financial freedom.
WHAT WE DO
Our process begins with your goals and vision. We then lead the execution of your financial plan. That includes cash flow management, insurance, taxes, your work benefits, education planning, and your investment management.
F5 Financial Planning was established to help individuals discover harmony in the most important aspects of their lives. It is our belief that a life of Freedom and Significance is founded upon a deliberate lifestyle of creating harmony and balance between the Five Fs—Faith, Friends, Family, Fitness, and Finance.
We challenge our clients and push them to grow as individuals, and we hold them accountable to follow through on what they know is in their best interests. Our job is to make sure you have security, simplicity, and success related to all the financial aspects of your life. We can’t imagine any other approach.
Our focus revolves around helping our clients achieve their life goals. We serve as a personal CFO and are available to help them when issues arise.
We are a fee-only financial planner, so we don’t try and upsell you on additional products, or collect any commission off of your assets. We’ll agree on the fee and that’s it! From that point forward our minds are focused solely on your financial wellbeing.
ABOUT F5 FINANCIAL
We are a NAPFA approved, fee-only financial planning firm with a focus on serving Corporate Executives, Entrepreneurs, and Families. We provide comprehensive planning services and recommend low cost, academically proven, passive investment solutions. We service a variety of clients throughout the Chicago area, Metro Atlanta area, and across the US.
In addition to the desire to plan strategically for their financial future, our ideal clients are also focused on the wellbeing of their friends and family, are long term planners, optimistic, have a desire to contribute positively to society, and are committed to living a healthy lifestyle that incorporates all aspects of the Five Fs.
Most clients have in excess of $500,000 in investable assets or have a demonstrated track record of saving aggressively. They recognize that there will be “bumps” along the road of life and treat these “bumps” as opportunities to grow personally.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Investment Management
- Retirement Income Planning
- College Education Planning
- Tax Planning
- Business Owners and Executives
- Corporate Executives
- Retirees and Near Retirees
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Curt Stowers is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Curt Stowers is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
F5 Financial is an Approved Dimensional Funds Advisor
Dimensional believes an advisor can work closely with you to understand your financial needs and provide a range of wealth management services, while encouraging the discipline essential to long-term investment success. Financial advisors who work with Dimensional operate independently from Dimensional and vary in the extent to which they use Dimensional funds.
Curt Stowers Serves as the Treasurer for the Naperville Rotary Club
Curt Stowers is a Vetted Kent on Money Financial Advisor
Curt Stowers Speaks to Your Money host Kent Smetters on Wharton Business Radio
Curt Stowers is Quoted on TheStreet.com: "Ask Bob: Can I Roll my 401(k) into an IRA?"
Curt Stowers is Featured as Financial Advisor for Small Business Owners on 12 Minute Convos with Engel Jones Podcast
Curt Stowers is Featured on View from the Top Podcast: "Life Will Reward You in Unexpected Ways When You Give to Give "
Curt Stowers is a Featured Help Vet Financial Advisor
Curt Stowers is a Member of 'Chicago Fee Only', a group of fee-only financial advisors in the Chicago, IL area serving clients locally
Contact Curt Stowers
29 South Webster Street
Naperville, IL 60540
10 South Riverside Plaza
Chicago, IL 60606
871 Venetia Bay Blvd.
Venice, FL 34285
70 Macon Street
McDonough, GA 30253
4003 Heron Court
Naperville, IL 60564