Cynthia Meyer


Real Life Planning


Cynthia Meyer


Real Life Planning


I am a fee-only financial planner and real estate investor who founded Real Life Planning to mentor a new generation of real estate dreamers. I want our clients to feel ready, confident and prepared to invest in their real estate ideas. - Cynthia Meyer, CFA, CFP®, ChFC®

Fee-Only financial planner located in Gladstone, NJ, serving clients locally and across the country

Cynthia Meyer is a Gladstone, NJ fee-only financial planner and the founder of Real Life Planning. She helps clients develop a comprehensive financial life plan and investment strategy which includes their family, career and real estate goals, so they can pursue a life they love. Real Life Planning offers comprehensive and objective financial planning to real estate investors, such as rental property owners, aspiring real estate investors, people with inherited property, homeowners maximizing opportunities for income, Americans looking to buy property overseas, and expats working on long term assignments in the U.S.  As a fee-only, fiduciary, and independent financial advisor, Cynthia Meyer works for you, not for Wall Street. She is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Cynthia Meyer is a fee-only financial advisor at Real Life Planning located in Gladstone, NJ.

Cynthia Meyer is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Real Life Planning offers unbiased financial planning for real estate investors, and those who dream of it.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Real Estate Investing
  • Rental Real Estate
  • Investment Policy Statement
  • Tax Planning
  • Ex-pat Financial Planning
  • Income Diversification

Ideal Clients

  • Rental property owners looking for a comprehensive financial plan
  • Investors considering adding real estate to their portfolios
  • Professionals considering a real estate side hustle
  • Homeowners maximizing opportunities for income
  • Americans looking to buy property overseas
  • Ex-pats working in the U.S. considering a home purchase

Working Together

  • Virtual meetings from anywhere
  • In person meetings in the NYC area
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation
  • Financial coaching groups
  • Live events, webinars and learning resources

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Cynthia Meyer is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Cynthia Meyer is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Cynthia Meyer is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • CFA - Chartered Financial Analyst
    Cynthia Meyer is a CFA® charterholder

    A Chartered Financial Analyst® (CFA®) is a professional designation given by the CFA Institute. A CFA designation is a badge of distinction. It represents a deep knowledge of all things investing, a commitment to ethics, and a passion for always putting investors first. All of which make members unparalleled professionals who are fully engaged in raising the standards of the investment management industry.

  • ChFC - Chartered Financial Consultant
    Cynthia Meyer is a Chartered Financial Consultant® (ChFC®)

    Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.

Contact Cynthia Meyer

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Office Locations:

  • Gladstone, NJ 07934

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