MS, MPAS®, FBS®, CFP®
Well Spent Wealth Planning
Fee-Only Financial Advisor
Fee-Only financial planner located in Cincinnati, OH, serving clients locally and across the country
Find out if you're on track. Keep more of your money. Grow your sense of financial security.
At Well Spent Wealth Planning, we turn your good instincts into an intentional plan to have the life you want now and in the future. Our specialization in cash flow and tax planning will help you find the most efficient ways to invest, save, insure and give. By the end of our initial planning process, we will have given each area of your financial life the attention it deserves and ensured that it has been optimized for you. Our mission is to grow your sense of financial security, free you from unnecessary sacrifice and prepare you for a life well spent.
Outcomes of our planning process include:
>Tax-efficient saving plan (pre-retirement)
>Tax-efficient retirement income plan (during retirement)
>Retirement road map based on your circumstances, not rules of thumb
>Education funding plan
>Stock option and restricted stock strategy
>Employee benefit guidance
>Life, disability and long-term care insurance analysis
>Charitable giving optimization
>Estate plan review
>Specific, low-cost investment recommendations and ongoing advice.
MS, MPAS®, FBS®, CFP®
Danielle joined the financial planning industry in 2006 and has helped hundreds of individuals and families to effectively achieve their financial goals. Her professional credentials include the Certified Financial Planner, the Certified Financial Behavior Specialist, and the Master Planner Advanced Studies, the only graduate-level financial planning designation. In 2017, she was granted the New Professional Award from the National Association of Personal Financial Advisors, an honor only a select few advisors in the U.S. have received. Her financial planning blog can be seen on Forbes, Yahoo Finance, MSN Money, Investopedia and Nasdaq and she has been featured and quoted in the Wall Street Journal, Kiplinger and Financial Planning magazine amongst others.
She recently served on the Board of Directors for the nation's leading financial planning association, NAPFA. On the board, she worked to advance diversity and inclusion in the planning industry and helped curate educational content for over 4,000 advisors around the country.
Danielle currently serves as Vice President of the Board of Trustees for a charitable foundation focused on pro bono financial planning. She developed a financial wellness group to help individuals transitioning out of homelessness and engages in pro bono activities that make high-quality, objective financial advice accessible to everyone.
Danielle Seurkamp is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Our specialties include expert cash flow development to help clients understand their spending without having to create a detailed budget. While clients are building their assets, the cash flow is the basis for creating a tax-advantaged savings strategy and in retirement, the cash flow is used to determine the most tax-efficient way for clients to convert their assets into an income stream. Benefits of this analysis include lowering your lifetime tax bill, identifying how much you need to save in an emergency fund and for retirement and informing other decisions such as how much life or disability insurance coverage you need. These analyses are built individually for each client's unique spending, rather than relying on rules of thumb.
We also specialize in helping clients feel confident in their ability to prepare for the future without prioritizing it over the present. When clients highly value security, they may find it easier to save money than to spend it. The transition to retirement can be an especially challenging time for savers to adjust to spending the money they worked so hard to save. Our unique planning process is designed to help natural savers eliminate unnecessary sacrifices as they build their wealth and increase their sense of financial security in retirement so they feel comfortable using their resources to realize their goals.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Cash Flow and Saving Strategy
- Retirement Income Planning
- Tax Planning
- Wealth Management
- Building Financial Security
- P&G Profit Sharing Distribution
- Self-reliant Women
- Busy Professionals
- Retirees and Near Retirees
- People who value today as much as tomorrow
- ESG/Sustainability Investors
- P&G Retirees
- Fiduciary - Your Best Interest Always
- Virtual meetings, calls and emails to minimize time away from the office
- Complimentary Initial Consultation
- Evening Appointments Available
- No Product Sales
- Ongoing Advice
Professional Designations & Affiliations
Danielle Seurkamp is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Danielle Seurkamp is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Danielle Seurkamp is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Danielle Seurkamp is a Master Planner Advanced Studies℠ Professional (MPAS®)
MPAS® designees have completed a Master of Science degree with a major in personal financial planning or financial analysis. The program consists of 36-43 semester credits and delves into personal financial planning or investment-related content. Graduates are required to demonstrate critical thinking skills and problem-solving techniques. Additionally, individuals must complete assignments, projects, research, and papers and meet all graduation requirements for the Master of Science degree.
Contact Danielle Seurkamp
9435 Waterstone Blvd
Cincinnati, OH 45249